Profile
Co-Founder & Senior Trading Analyst
Chartered ACII
Thomas is a Chartered Insurance Institute qualified professional (ACII) with over 12 years of experience across derivatives trading, financial risk assessment, and institutional analysis. His career spans roles in insurance underwriting, financial advisory, and active trading across CFD, forex, and spread betting markets.
At The Investors Centre, Thomas leads our trading platform evaluations, personally executing trades across 35+ platforms to assess execution quality, spread accuracy, and slippage under real market conditions. His institutional background informs our rigorous approach to evaluating margin requirements, overnight financing costs, and regulatory compliance.
Thomas specialises in high-frequency trading environments and risk management frameworks, bringing technical depth to our CFD and forex broker comparisons that reflects genuine market experience rather than surface-level feature lists.
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"Every piece of investment advice should be grounded in solid research and practical application. My role is to ensure our content provides real value to investors at every level."
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Profile
Co-Founder & Investment Strategy Lead
Dom built his investment expertise the hard way—through years of active trading, portfolio losses, and eventual systematic success. What started as personal investing evolved into a disciplined, business-minded approach to wealth building that now informs The Investors Centre's entire methodology.
His experience spans UK equities, international markets, growth investing, and income-focused strategies. Dom has personally funded and tested accounts across 40+ online brokers and investment platforms, giving him direct insight into the practical differences between platforms that marketing materials never reveal—deposit times, withdrawal friction, hidden fees, and customer service quality when things go wrong.
At The Investors Centre, Dom leads broker comparison methodology and investment strategy content. His focus is translating complex financial products into clear, actionable guidance for retail investors at every experience level.
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"Financial clarity and integrity are the cornerstones of everything we do. We're here to ensure that your investment journey is built on a solid financial understanding and a sound strategic foundation."
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Co-Founder & Senior Financial Platform Analyst
Adam has been actively investing since 2013, building hands-on experience across UK equities, global markets, and cryptocurrency before the 2017 bull run brought digital assets mainstream. His decade-plus of market participation spans bull markets, bear markets, and everything in between—providing the practical perspective that underpins all platform evaluations.
He founded The Investors Centre in 2023 to address a gap he experienced firsthand: the lack of genuinely independent, experience-based platform reviews. Adam has personally tested 50+ UK financial platforms with real money, authored over 200 investment guides, and developed the proprietary scoring methodology used across all broker and exchange comparisons.
Adam maintains live, funded accounts across multiple platforms to monitor ongoing performance—not just initial impressions. His cryptocurrency expertise extends to early participation in DeFi protocols, NFT markets, and emerging Layer 2 solutions, ensuring coverage reflects current market realities rather than outdated assumptions.
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"Investment is about more than just numbers; it's about strategy, research, and the willingness to adapt."
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How We Test
Our Platform Testing Methodology
Every platform review on The Investors Centre follows a standardised testing process using real accounts, real money, and real trades. We don't rely on demo accounts, press releases, or marketing materials.
1. Live Account Testing
Our team opens genuine accounts with each platform, completing full identity verification and depositing personal funds. Every feature we describe has been tested firsthand—onboarding friction, deposit methods, and verification timeframes are all documented from direct experience.
2. Trade Execution Analysis
We execute real trades across multiple asset classes to measure actual performance:
- Spread accuracy: comparing live spreads against advertised rates
- Order execution speed and slippage under normal and volatile conditions
- Hidden costs including overnight financing, inactivity fees, and currency conversion
- Withdrawal processing: we withdraw funds and document exact timeframes
3. Weighted Scoring Criteria
Each platform is scored across eight standardised criteria:
- Fees & Charges (25%)
- Platform Functionality (20%)
- Asset Range (15%)
- Mobile Experience (15%)
- Research & Tools (10%)
- Customer Support (10%)
- Regulation & Security (5%)
4. Regulatory Verification
We verify FCA registration directly via the Financial Conduct Authority Register and confirm Financial Services Compensation Scheme (FSCS) protection status. UK investors are protected up to £120,000 per eligible person, per firm, for investment claims.
5. Continuous Monitoring
We maintain active, funded accounts with top-rated platforms and update reviews quarterly—or immediately when significant changes occur such as fee updates, platform outages, or regulatory actions.
Testing Team
All platform testing is conducted by our co-founders—Adam Woodhead, Thomas Drury (Chartered ACII), and Dom Farnell—who collectively maintain accounts with 50+ UK financial platforms and have over 25 years of combined market experience.
Corrections Policy
If errors are identified, we correct them promptly and note significant updates at the bottom of articles. Readers can report inaccuracies to our editorial team at info@theinvestorscentre.co.uk
Last Review Date
This article was last fact-checked and updated on: July 21, 2025
Disclaimer
Educational Purpose Only
All content on The Investors Centre is provided for educational and informational purposes only. It should not be construed as personalised investment advice, financial advice, or a recommendation to buy, sell, or hold any investment or security.
No Financial Advice
We are not authorised by the Financial Conduct Authority (FCA) to provide investment advice. Content on this website does not constitute financial advice, and you should not rely on it as such. Always consult with a qualified financial advisor or professional before making investment decisions.
Investment Risks
Investing carries inherent risks, including the potential loss of principal. Past performance does not guarantee future results. The value of investments can go down as well as up, and you may not get back the amount originally invested.
CFD & Derivative Risk Warning
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 67-84% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
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Email: info@theinvestorscentre.co.uk
Last Updated
This disclaimer was last updated on: January 2026
Quick Verdict: Is Cryptomus Worth It?
Cryptomus earns a 4.4/5 ⭐ for its low transaction fees, fast processing times, and support for multiple cryptocurrencies. It’s a great option for businesses and individuals looking to accept or send crypto payments without high fees or delays.
Cryptomus Overview
- Minimum Deposit: Varies based on payment method (typically from $1 or equivalent in crypto)
- Buy, sell, and swap cryptocurrencies with ease using fiat (via services like Mercuryo) or crypto
- Trusted by hundreds of thousands globally and integrated with over 200 tokens and merchant platforms
- Simple and secure mobile and web platform with built-in wallet and P2P exchange
- Perfect for both beginners and seasoned crypto users seeking low fees and seamless transactions
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
Introduction
Over the past few years, I’ve explored multiple cryptocurrency exchanges for personal use. While crypto platforms are rich in functionality, fee structure diversity, and broad security measures, finding the right platform isn’t easy.
I’ve run into high transaction fees, slow processing times, and limited crypto support with several exchanges. Some platforms are overly complicated, while others don’t offer enough flexibility for everyday users.
That’s when I came across Cryptomus, a platform designed to simplify crypto trading while keeping costs low. The promise of instant transactions, multi-currency support, and automatic crypto conversion sounded exactly like what I was looking for.
After testing it for a while, I found a lot to love — but also a few areas that could be improved. In this review, I’ll share my full experience with Cryptomus, breaking down its strengths and weaknesses, and whether it’s worth using in 2025.
What Is Cryptomus?
Cryptomus is a multifunctional platform designed for both business and personal use. E-commerce, retailers, many other projects, and individual users rely on it for tens of thousands of daily cryptocurrency transactions.
Cryptomus appeared in 2022, and since then, it has accumulated many services that form an ecosystem for working with crypto. Thus, for business, it gives an opportunity to integrate the payment gateway using various APIs, plugins, and SDK tools options. Among other functions, there are white label, auto-convert for crypto, crypto processing, mass payouts, and Payment by fiat. Moreover, Cryptomus offers referral programs that strengthen the positions of businessmen or bloggers.
Speaking about personal use, Cryptomus offers secure storage of funds in a wallet. If necessary, there is an ability to convert one crypto to another. But storage is not everything: on the platform, you can also multiply your assets by staking with an АPR from 3 to 20%. This is more than many popular crypto platforms offer. And of course, one of the most used Cryptomus options is the P2P exchange, which has more than 30,000 active users.
The listed functions are far from the entire functionality of Cryptomus. The platform continues to grow and evolve; an example of this is the Cryptomus spot exchange, which appeared only recently but has already gained the trust of many traders. It is a comprehensive cryptocurrency spot trading platform, combining the simplicity of interacting with crypto, consistent liquidity, and effectiveness of digital trading. This exchange offers profitable rates, the most popular cryptocurrency pairs, low commissions, as well as an array of in-built tools and efficient features to make the trading process even more enjoyable.
Key Features Tested
I decided to delve into the Cryptomus exchange and even try to trade. As a result, I have identified several advantages that make trading simple and profitable.
– Low trading fees. They range from 0.1 to 0.4% and decrease with a growth in the traded amount. In my experience, these are the lowest fees I have ever seen on a spot exchange.
– No fees for receiving or withdrawing. It is also quite economical that there are no additional fees. The only commission for receiving and withdrawing funds here is the network one.
– High liquidity. I made such a conclusion, as my transactions were executed quickly, and the order book contained a lot of orders. This is due to highly liquid trading pairs (Bitcoin, Ethereum, Solana, TON, and others are traded on the exchange).
– Various partnership programs. On the platform, you can increase your portfolio by participating in one of the programs it offers: Referral, Market Maker, Affiliate, and Broker programs.
– User-friendly interface. This is a big advantage, especially for newbies, as it is very important that the platform is structured and intuitive. Cryptomus is just like that, so it’s impossible to get lost here.
– 24/7 support. Another big plus that I took advantage of was the round-the-clock technical support, which reacts to every question.
Fee Structure
I would like to emphasize the commission system of the Cryptomus exchange in more detail. Let me just give it to you in the form of a table for a more convenient perception.
Cryptomus is committed to providing transparency on all costs so traders can better plan their trading strategies. The level is updated once every 24 hours at 9 am (UTC).
| Level | Maker fee, % | Taker fee, % | Monthly turnover, USD |
|---|---|---|---|
| Lvl 1 | 0.08 | 0.1 | 0 |
| Lvl 2 | 0.06 | 0.095 | 10000:1 |
| Lvl 3 | 0.055 | 0.085 | 25000:1 |
| Lvl 4 | 0.05 | 0.075 | 50000:1 |
| Lvl 5 | 0.04 | 0.07 | 250000:1 |
What Makes Cryptomus Stand Out?
Cryptomus isn’t just another crypto payment platform — it offers several unique features that make it a strong competitor in the market. From low transaction fees to instant processing from seconds to a few minutes and multi-currency support, here’s what stood out to me while using the platform.
At the same time, what else I would like to focus on is that Cryptomus is an ideal option for beginners. Firstly, the logical interface of the platform, together with a minimalistic design, ensure easy navigation on the site. Secondly, there is a blog with a large number of guides and theoretical articles that describe in detail the principles of the sphere and provide step-by-step algorithms on how to work on the exchange. This is just a salvation if you are using a crypto exchange for the first time. And thirdly, as I said, there is a 24-hour support service here, in case you still have any questions.
Undoubtedly, you will like these advantages if you have been working with cryptо for a long time. And of course, in Cryptomus you will be caught by its versatility with many functions, as well as if you are a fan of developing and promising platforms.
Security & Privacy: How Safe is Cryptomus?
Security is one of the most important factors when choosing a crypto payment platform, especially when handling large transactions. I tested Cryptomus to see how well it protects users and their funds.
Encryption & Security Measures
To sum up:
- SSL Encryption – Keeps user data safe from cyber threats.
- 2FA Support – Available for login and transaction confirmations.
- AML Policy – The anti-money laundering procedures are in work.
- KYC Procedure – А protection measure against unverified users and possible fraudsters.
- CertiK Audits – Reflects the commitment to security and user trust.
Areas Where Cryptomus Could Improve
While Cryptomus stands out in many ways, no platform is perfect. After using it for a while, I noticed a few drawbacks that could be improved to enhance the overall user experience.
Customer Support Responsiveness
One of the main areas that could use improvement is customer support response times. While Cryptomus offers support via email and chat and does it 24/7, I found that responses were not always immediate.
✅ Live chat support is available, but response times vary.
❌ No phone support — some users prefer direct assistance.
❌ Response times for complex issues could be faster — some queries took over 24 hours to resolve.
Lack of Fiat Withdrawal Options
One of the biggest limitations of Cryptomus is the lack of direct fiat withdrawals. Unlike platforms like BitPay or CoinGate, which allow users to convert crypto into fiat and withdraw to bank accounts, Cryptomus only supports crypto withdrawals. However, it is possible to use a P2P exchange to withdraw funds that way.
✅ Easy crypto-to-crypto transactions
❌ No direct fiat withdrawals to bank accounts
❌ Users need to use a P2P exchange to cash out into fiat.
This is not necessarily a deal-breaker, but it means users who need fiat access must take an extra step. If Cryptomus introduced bank withdrawals or integrated with a fiat conversion service, it would make the platform much more accessible.
A Narrow Range Of Coins
Although the Cryptomus exchange has high liquidity (over 400,000 active users), there are not many coins to trade here — only about 20. And although the platform expands the range as it develops, this may be crucial for some crypto activists in choosing a crypto exchange.
✅ High liquidity
✅ There are popular options to choose from (Bitcoin, Ethereum, Solana, etc.)
❌ The choice of coins is limited to 20.
Adding many other assets would rather attract the attention of potential traders and investors.
The Lack Of Some Trading Tools
You will not find many trading tools on Cryptomus, for example, futures or leverage, which attract crypto enthusiasts so much. However, there is spot trading here. Moreover, the exchange is quite young, so adding new tools is ahead, and you can be the first to try it.
✅ Spot trading
✅ Growth potential
❌ No large range of tools.
As new trading tools are developed and added, Cryptomus will be able to match and even exceed the liquidity of such popular exchanges as Binance, Bybit, or OKX.
Final Verdict: Should You Use Cryptomus?
After testing Cryptomus extensively, I can confidently say that it’s a strong choice for crypto trading — especially for users who value low fees, fast transactions, and privacy.
While it’s not without its drawbacks, the positives outweigh the negatives, making it a great option for crypto newbies and experienced ones.
Overall Rating: ⭐ 4.4/5
✅ Low transaction fees (up to 0.04%)
✅ Multi-currency support (around 20 cryptocurrencies)
✅ Strong and various security measures
✅ Auto-conversion to stablecoins
✅ Wide functionality on the platform
❌No direct fiat withdrawals
❌Customer support response times could improve
Trade Smarter, not Harder
- Competitive Spreads
- Easy Registration
- User Friendly
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
FAQs
Is Cryptomus safe to use for crypto transactions?
Yes, Cryptomus uses industry-standard security features, including two-factor authentication (2FA), SSL encryption, AML Policy, and KYC procedure. Additionally, it has CertiK audits making it a reliable choice for those who value protection.
What cryptocurrencies does Cryptomus support?
Cryptomus currently supports around 20 cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Tether (USDT), Litecoin (LTC), and more. The platform plans to add new coins to its range soon.
What are the fees on Cryptomus?
Cryptomus has low transaction fees, which depend on the level. So, maker fees range from 0.8% to 0.04%, and taker fees are 0.1%-0.7%. Thus, compared to BitPay (1%) and Coingate (1%), Cryptomus offers more competitive rates.
Does Cryptomus allow fiat withdrawals?
No, Cryptomus does not currently support direct fiat withdrawals. Users can only withdraw funds in cryptocurrency, which means you’ll need to use an exchange or other services to convert crypto into fiat. However, they can use Cryptomus P2P to sell crypto assets there for fiat.
How long does it take to withdraw funds from Cryptomus?
Crypto withdrawals on Cryptomus are processed within minutes, depending on network congestion. In my experience, Bitcoin withdrawals took around 10 minutes, while USDT (TRC-20) transactions were almost instant.