Our best crypto exchanges in the UK shortlist comes from £500 live deposits across Coinbase, eToro, IG, Bitpanda, Uphold and MoonPay between November 2025 and March 2026. We logged actual fees paid, withdrawal times to NatWest and Barclays current accounts, and tested Bitpanda’s 3x spot margin live in March 2026.
How We Test
Real accounts. Real money. Real trades. No demo accounts or press releases.
What we measure:
Scoring:
Fees (25%) · Platform (20%) · Assets (15%) · Mobile (15%) · Tools (10%) · Support (10%) · Regulation (5%)
Regulatory checks:
FCA Register verification · FSCS protection
Testing team:
Adam Woodhead (investing since 2013), Thomas Drury (Chartered ACII, 2018), Dom Farnell (investing since 2013) — 50+ platforms with funded accounts
Quarterly reviews · Corrections: info@theinvestorscentre.co.uk
Disclaimer
Not financial advice. Educational content only. We're not FCA authorised. Consult a qualified advisor before investing.
Capital at risk. Investments can fall. Past performance doesn't guarantee future results.
CFD warning. 67-84% of retail accounts lose money trading CFDs. High risk due to leverage.
Contact: info@theinvestorscentre.co.uk
Coinbase is the best UK crypto exchange overall for 2026, based on our testing of six FCA-registered platforms with real money. eToro is best for social and copy trading, IG is best for existing customers wanting crypto alongside shares, and Bitpanda is best for a wide coin selection (600+) and FCA-regulated leverage. Uphold suits multi-asset investors and MoonPay works for one-off urgent purchases.
All six platforms are FCA-registered. We tested each with £500+ deposits and live trades between November 2025 and March 2026.
Runner-up: eToro if you want social trading and CopyTrader features, or IG if you want crypto alongside shares in one account.
| Rank | Exchange | TIC Crypto Exchange Rating | Trustpilot Score | Fees | Margin Trading | GBP Deposit Methods |
|---|---|---|---|---|---|---|
| 1 | Coinbase | 4.9 | 3.9 | ~1% + 0.5% spread fee | No | Bank transfer, debit card, PayPal |
| 2 | eToro | 4.7 | 4.2 | ~1% + market spread | CFD only | Bank transfer, debit card, Neteller, Skrill, eToro Money |
| 3 | IG | 4.7 | 3.9 | 1.49% flat fee | CFD only | Bank transfer, debit card |
| 4 | Bitpanda | 4.5 | 3.9 | Up to ~1.49% | Up to 3x (spot) | Bank transfer, debit card, Skrill, Neteller, PayPal |
| 5 | Uphold | 4.4 | 4.5 | 0.8–1.5% spread (varies by asset) | No | Bank transfer, debit card, Apple Pay, Google Pay |
| 6 | MoonPay | 4.3 | 4.1 | 1%–4.5% (varies by payment method) | No | Debit/credit card, Apple Pay |
Coinbase
When Investing, Your Capital is at Risk.
eToro
50% of retail CFD accounts lose money when trading CFDs with this provider.
IG
69% of retail CFD accounts lose money.
Bitpanda
Don’t invest unless you’re prepared to lose all the money you invest.
Uphold
Don’t invest unless you’re prepared to lose all the money you invest.
MoonPay
Don’t invest unless you’re prepared to lose all the money you invest.
Coinbase has been our longest-held account (opened 2021). Recent testing conducted December 2025 to January 2026.
TIC view, Adam Woodhead, Co-founder: I have held a Coinbase account since 2021 and have re-tested it across every UK fee change since then. The 1.5% all-in cost on the standard account hits hard on small trades, but for anyone running £200+ orders the Coinbase Advanced switch drops me to roughly 0.6% with the same custody. I would not recommend the standard account for active trading at any scale; I would recommend Advanced for almost everyone past their first deposit.
| Cryptos Available | FCA Registration Number |
|---|---|
| 250+ (UK) | 900635 |
Deposit test (December 2025): £500 via Faster Payments. Arrived in under 2 hours. Free.
Trade execution (January 2026): Bought £300 of Solana. Fee breakdown: £3.00 (1%) + approximately £1.50 spread = £4.50 total (1.5%).
Advanced vs Standard: Switched to Coinbase Advanced for a £500 Cardano purchase. Fee dropped to 0.6%, worth using for trades over £200.
Withdrawal test (January 2026): £400 to NatWest account. Took 3 business days, slower than competitors. No fee.
Friction encountered: Customer support response took 4 days for a query about staking rewards. Eventually resolved via Twitter DM (faster response).
| Feature | Coinbase Standard | Coinbase Advanced |
|---|---|---|
| Fee (£500 trade) | ~£7.50 (1.5%) | ~£3.00 (0.6% maker) |
| Interface | Simple clean | Complex trading-focused |
| Order types | Market only | Limit, stop-loss, etc. |
| Best for | Beginners, small trades | Regular traders, £200+ orders |
Our advice: Start with Standard. Once you're trading £200+ regularly, switch to Advanced, it's the same account, just a different interface.
Is Coinbase worth the extra cost? If security and brand recognition matter to you, and for beginners, they probably should, then yes. But if you're past the "nervous newbie" stage, you might find better value elsewhere, platforms like Crypto.com offer a wider ecosystem with DeFi and card rewards, as we explore in our Crypto.com review.
We've maintained an eToro account since 2023, with our most recent testing period running November 2025 to January 2026.
| Cryptos Available | FCA Registration Number |
|---|---|
| 120+ | 583263 |
Deposit test (November 2025): £500 via debit card. Arrived instantly. 0.5% currency conversion fee applied (£2.50).
Trade execution (December 2025): Bought £200 of Ethereum. Total cost including 1% fee and spread: £204.80. Slightly higher than the 1% headline suggests due to spread.
Withdrawal test (January 2026): £300 withdrawal to UK bank. Took 2 full business days. $5 (approximately £4) withdrawal fee applied.
CopyTrader test: We allocated £200 to copy a top crypto trader for 30 days. Result: -3.2% vs Bitcoin's -1.8% in the same period. The feature works as advertised but doesn't guarantee outperformance.
eToro's headline feature lets you automatically mirror the trades of experienced investors. We tested it with £200 over 30 days, copying a trader with a 12-month track record of beating Bitcoin.
The result: We lost 3.2% while Bitcoin only fell 1.8%. Our copied trader made some aggressive altcoin bets that didn't pay off.
The lesson: CopyTrader is useful for learning, you see real trades happen in real time, but past performance really doesn't guarantee future results. Treat it as education, not a money printer.
If you've never bought crypto before, eToro's probably where you should start. The CopyTrader feature sounds gimmicky, "copy the pros!", but it actually works for learning. We tested it with £200 and, while we didn't get rich, we got a crash course in how real traders think. Just don't expect miracles.
IG's crypto offering launched January 2026. We were among the first UK users to test it.
| Cryptos Available | FCA Registration Number |
|---|---|
| 55 | 195355 |
Account setup (January 2026): Existing IG share dealing account meant instant access, no additional verification needed.
Deposit test: Already funded from share dealing account. Instant internal transfer.
Trade execution (January 2026): Bought £500 of Bitcoin. All-in cost was exactly 1.49% (£7.45), no hidden spread on top. Cleanest fee structure we tested.
Limitation discovered: Tried to transfer BTC to hardware wallet, not possible. All crypto must stay on IG's platform. This is a dealbreaker for users wanting self-custody.
Multi-asset test: Sold £200 of crypto and immediately bought FTSE 100 ETF shares in the same session. Seamless if you're already an IG user.
If you're an existing IG share dealing or spread betting customer, adding crypto takes about 2 minutes:
No additional verification. No separate funding. That's the real advantage of IG's approach.
Here's the dealbreaker for some: you cannot transfer crypto out of IG. Ever. Your Bitcoin stays on their platform or you sell it.
For buy-and-hold investors who trust IG's institutional custody? That's fine, they're a FTSE 250 company with 50 years of history.
For anyone wanting a hardware wallet or participation in DeFi? Look elsewhere. IG isn't designed for that use case.
Here's the question: do you actually need to move your Bitcoin to a hardware wallet? If you're buying £500 and holding for five years, probably not. If you're planning to use your crypto for DeFi or NFTs? IG isn't the right choice.
IG suits existing customers who want crypto alongside their shares without opening another account. If that sounds like you, find out whether IG good for crypto in our detailed breakdown. For everyone else, the no-transfer limitation is hard to overlook.
We opened our Bitpanda account in October 2025 and have executed 12 trades totalling £2,400. Here's what we found:
TIC view, Adam Woodhead, Co-founder: I opened the 3x ETH/GBP long on 13 March 2026 with £100 of real capital and a position size of £299.67. The competency test was a fair gate, the funding fee of around £0.54 per day was transparent, and the liquidation price was clear at the point of order. The one limitation that mattered: I could not set take profit and stop loss before opening the position. In a fast crypto move that window of unprotected exposure is the part of this product I would not want a beginner using.
| Cryptos Available | FCA Registration Number |
|---|---|
| 600+ | 925234 |
The wallet itself is free. Deposits and withdrawals, whether in crypto or fiat, carry no extra charges. With a minimum starting point of just £1, users only face a transparent spread on trades (typically around 1.49%). In our testing, actual spreads ranged from 1.47% to 1.55% depending on the cryptocurrency.
Blockchain network fees apply solely when moving crypto outside of Bitpanda, but since wallet transfers are restricted for some tokens, this won't affect most users.
To access margin trading, UK users must pass an 8-question multiple choice assessment covering how leverage works, how liquidation is triggered, the role of funding fees, and what stop loss and take profit orders do. We'd rate the difficulty as medium, appropriate for someone with prior crypto experience but not a rubber stamp. It took roughly five minutes to complete and is consistent with Bitpanda's FCA obligations under the financial promotions regime for high-risk investments.
Deposit test (March 2026): £99 transferred from Revolut to Bitpanda Broker UK Ltd, receiving bank ClearBank. Funds arrived within the same minute at 08:10. Confirmation email from Bitpanda arrived at 08:20, ten minutes after initiating the transfer. No fees charged. All major deposit methods (Apple Pay, Google Pay, Visa, Mastercard, PayPal, bank transfer) are listed as free, exceptional for a crypto platform where card fees of 1–2% are standard elsewhere.
Trade execution (January 2026): Bought 0.005 BTC at £97,450. The quoted spread was 1.49%, actual spread was 1.47%, slightly better than advertised.
Withdrawal test (January 2026): Withdrew £450 to Barclays current account. Funds cleared in 18 hours. No withdrawal fee.
Friction encountered: The verification process took 3 days due to a blurry ID photo rejection. Second attempt cleared in 2 hours.
On 13 March 2026 we opened a 3x leveraged long position on ETH/GBP using £100 of real capital. Here's what the position looked like at open:
| Field | Detail |
|---|---|
| Position size | £299.67 (0.18891713 ETH) |
| ETH/GBP price at open | £1,586.41 (+3.62% on the day) |
| Take profit set | £1,640.00 (+3.39% from entry) |
| Stop loss set | £1,482.00 (−6.57% from entry) |
| Liquidation price | ≈£1,090.93 (−31.23% from entry) |
| Risk level (Bitpanda indicator) | Medium |
| Open fee | £0.00 (0%) |
| Daily funding fee on this position | ~£0.54/day (0.18%) |
| Closing fee (when exited) | ~£0.90 (0.3% of position) |
One workflow limitation worth flagging: take profit and stop loss orders cannot be set before a position is opened, they must be configured post-open via the limit orders panel. In fast-moving markets this introduces a brief window of unprotected exposure.
Bitpanda is also the only FCA-registered platform currently offering crypto leverage to UK retail investors. Since August 2025, its UK entity, Bitpanda Broker UK Ltd (FRN 925234), has provided up to 3x spot margin trading on 120+ crypto assets, a product we tested live in March 2026. For a full breakdown of how it compares to professional-client options, see our UK crypto leverage platform comparison. For a step-by-step walkthrough of opening a leveraged position, see our guide on trading crypto with leverage in the UK.
Tested November 2025 to January 2026 with focus on multi-asset capabilities.
| Cryptos Available | FCA Registration Number |
|---|---|
| 250+ | 938277 |
Deposit test (November 2025): £500 via debit card. 3.99% fee (£19.95) applied, significantly higher than bank transfer alternatives.
Bank transfer alternative: £500 via Faster Payments = free. Arrived in 3 hours. Always use bank transfer with Uphold.
Trade execution (December 2025): Bought £200 of XRP. Spread was approximately 1.2%, competitive for altcoins but varies significantly by asset.
Multi-asset test: Converted £100 of Bitcoin directly to gold within the app. Spread on BTC to Gold was 2.1%, higher than expected.
Withdrawal test (January 2026): £350 to UK bank via Faster Payments. Cleared same day. No fee.
Uphold charges 3.99% for card deposits. That's £40 on a £1,000 deposit.
The solution: always use bank transfer (free, arrives in 3 hours).
This isn't hidden, it's disclosed, but it's easy to miss in the signup flow. We nearly made this mistake ourselves.
Tested December 2025 as a "quick purchase" option rather than a full exchange.
| Cryptos Available | FCA Registration Number |
|---|---|
| ~80 | 944716 |
Purchase test (December 2025): Bought £100 of Bitcoin via debit card. Total fees: £4.50 (4.5%). Fast but expensive.
Apple Pay test: Same £100 purchase via Apple Pay. Same 4.5% fee but completed in under 60 seconds from start to finish.
Use case verdict: MoonPay isn't for regular trading, the fees make that impractical. But for a one-off "I want Bitcoin now" moment, it's the fastest option we tested. Card blocked on Coinbase? MoonPay worked.
MoonPay doesn't compete with Coinbase or eToro. It's a purchase ramp, you buy crypto, it goes to your wallet, done.
Use MoonPay when:
Don't use MoonPay when:
MoonPay is a one-trick pony, but it does that trick well. If you need crypto fast and your bank is being difficult, MoonPay solves that problem. Just don't use it regularly, or those fees will eat your returns.
There isn't really a wrong answer among the exchanges reviewed here. They're all FCA-registered for AML supervision and we've funded a live account with each. Different platforms suit different people, and what works for one investor might not work for another. Our rankings are based on real data on fees paid, withdrawal times, custody arrangements and how each platform actually felt to use over months of trading. We try to be honest about both so you can pick the one that fits you, not the one we ranked highest.
If you'd rather not pick from a ranked list, the Broker Match Tool walks through a few questions about how you trade, what you trade, and how much you're starting with, then suggests the exchanges from this comparison that fit you best. It takes about a minute and there's no signup.
Every platform review at The Investors Centre is independently scored by three financial experts: Adam Woodhead, Thomas Drury, and Dom Farnell. Each expert evaluates the platform across six categories, Fees, Security, Ease of Use, Features, Customer Support, and Asset Range, with scores averaged to produce our final TIC Rating. Our process includes hands-on testing with funded accounts, verification of regulatory status through the FCA register, and fee data sourced directly from each broker's official documentation. We also monitor Trustpilot and TIC community review sentiment continuously and refresh ratings quarterly. On this comparison, Adam scored Bitpanda highest on real-asset leverage and execution; Tom rated Coinbase higher on tax-record clarity for UK CGT reporting; Dom flagged eToro for the strongest beginner UX and onboarding flow.
We bought £500 of Bitcoin on each platform to compare advertised vs actual costs:
| Exchange | Advertised Cost | Actual Cost (Our Test) | Difference | Verdict |
|---|---|---|---|---|
| Coinbase | ~1% | 1.50% (£7.50) | +0.50% | Hidden spread cost |
| eToro | ~1% | 1.24% (£6.20) | +0.24% | Higher than expected |
| IG | 1.49% | 1.49% (£7.45) | 0% | Exact match |
| Bitpanda | ~1.49% | 1.47% (£7.35) | -0.02% | As advertised |
| Uphold | 0.8-1.5% | 0.95% (£4.75) | Within range | Competitive for BTC |
| MoonPay | ~4.5% | 4.52% (£22.60) | +0.02% | As advertised (but high) |
Tested 15-20 January 2026. Results may vary based on market conditions and trade timing.
| Exchange | Amount | Time to UK Bank | Fees |
|---|---|---|---|
| Coinbase | £400 | 3 business days | £0 |
| eToro | £300 | 2 business days | $5 (~£4) |
| IG | £400 | Same day | £0 |
| Bitpanda | £450 | 18 hours | £0 |
| Uphold | £350 | Same day (8 hours) | £0 |
| MoonPay | N/A | Selling now available (BTC, ETH, SOL, XRP, TRX) | N/A |
Withdrawals initiated January 2026 to Barclays and NatWest accounts.
These platforms didn't make our top six, but depending on what you're looking for, one of them might be the better fit.
We've used Kraken personally since 2019. It's our longest-running crypto account. Fees are competitive, the security track record is strong, and the coin selection is broad. The reason it's not in our main six: its GBP deposit journey is less straightforward than the platforms above for a first-time UK buyer. If you're past the beginner stage and want a battle-tested exchange, Kraken belongs on your shortlist. Read our Kraken review.
If you already bank with Revolut, buying crypto through the app takes about 30 seconds. No new account, no KYC, no friction. For the occasional small purchase, that's genuinely useful. The catch: spreads run 1.5 to 2.5%, you can't send crypto to an external wallet, and it doesn't behave like a real exchange. Use it for convenience, not as your main platform. FCA-registered (FRN: 900562).
A genuinely wide platform: crypto, a rewards Visa card, DeFi access, and staking. FCA-registered in the UK. The reason it's not in our main list is the fee structure. To get competitive rates you need to hold CRO tokens, which most casual investors don't want to manage. If you're willing to engage with the ecosystem, it rewards you for it. Read our Crypto.com review.
A cryptocurrency exchange is an online platform where you can buy, sell, and trade digital assets like Bitcoin, Ethereum, and other cryptocurrencies. Think of it as a digital marketplace: you deposit pounds, choose your crypto, and make your trade. The exchange handles security, custody, and, usually, the conversion process.
Not all crypto exchanges work the same way. The main types you'll encounter are custodial exchanges, non-custodial exchanges, and decentralized exchanges (DEXs). Each offers a different balance of convenience, control, and security, understanding the differences can help you choose the right fit for your needs.
A custodial exchange is a platform that holds your crypto on your behalf. When you buy Bitcoin on Coinbase or eToro, the exchange keeps it in their secure wallets. You trust them with your assets, much like a bank holds your cash. The upside: convenience and customer support. The downside: you don't control the private keys.
A non-custodial exchange lets you trade crypto while keeping full control of your private keys. You connect your own wallet (like MetaMask or Ledger) and execute trades without the platform ever holding your funds. You get complete ownership but lose the safety net of customer support if something goes wrong.
A DEX runs on smart contracts, no company operates it. Trades happen directly between users (peer-to-peer) through automated protocols. Examples include Uniswap and SushiSwap. DEXs offer maximum privacy and censorship resistance but are harder to use, have lower liquidity for some tokens, and offer no customer support whatsoever.
| Type | Control | Ease of Use | KYC Required | Best For |
|---|---|---|---|---|
| Custodial | Exchange holds keys | Easiest | Yes | Beginners |
| Non-Custodial | You hold keys | Moderate | Varies | Experienced users |
| DEX | Full self-custody | Complex | No | Privacy-focused |
For most UK beginners, a custodial exchange like Coinbase, eToro, or Bitpanda is the right starting point. You get FCA oversight, customer support, and a familiar interface. As you gain experience, and if you want more control, you can explore non-custodial options or DEXs later.
Here's a practical rule: if you wouldn't be comfortable managing a private key (a 64-character string that controls your funds), stick with custodial. There's no shame in it, most professional investors use custodial services too.
Choosing a crypto exchange involves balancing several important factors: security, regulation, fees, user experience, available coins, and customer support. Here's what to prioritise based on our hands-on testing of all six platforms:
Look for platforms with cold storage (keeping most crypto offline), two-factor authentication, and insurance coverage. Among our tested platforms, Coinbase stores 98% of assets in cold storage, the highest proportion we verified.
FCA registration means the exchange follows UK anti-money laundering rules. It doesn't mean your crypto is protected like a bank deposit, but it does mean the firm has been vetted and must follow certain standards. All six platforms in our rankings are FCA-registered, we excluded any that aren't.
Crypto exchange fees come in layers: trading fees (commission or spread), deposit fees (often hidden in card charges), withdrawal fees, and conversion fees. The cheapest-looking exchange isn't always cheapest in practice, as our testing showed, Coinbase's advertised "~1% fee" actually cost 1.5% when you include the spread.
During testing, one team member accidentally placed a market order instead of a limit order on a complex platform, costing an extra £12 in slippage. Simpler platforms like Coinbase and eToro minimise these risks for beginners.
If you only want Bitcoin and Ethereum, every exchange on our list works fine. But if you want exposure to smaller altcoins, the differences matter: Bitpanda offers 600+ tokens while IG offers 55.
Of the six platforms we tested, Coinbase had the slowest official channel (4 days for a staking query, eventually answered faster via Twitter DM). IG's existing-customer support was fastest because we used the same support thread as our share dealing account. Look for 24/7 live chat as a baseline.
UK investors should consider how crypto is regulated, the tax obligations they face, and how to stay compliant with HMRC. Understanding these areas helps protect your investments and ensures you meet all legal responsibilities when trading or holding crypto assets.
In the UK, cryptocurrencies are regulated mainly for anti-money laundering purposes. The Financial Conduct Authority (FCA) oversees registered crypto firms, but crypto investments are not covered by the Financial Services Compensation Scheme, so investor protections are limited.
The scale of who this regime now applies to has shifted fast. Approximately 7 million UK adults held cryptoassets in 2024, up from roughly 2.3 million in 2021 (FCA Cryptoasset Consumer Research, Wave 5, 2024) – a tripling in three years that explains why the FCA's Financial Promotions regime, the OECD CARF data-sharing framework from January 2026, and the forthcoming FSMA cryptoasset perimeter all matter for ordinary UK users now, not just institutional traders.
HMRC treats cryptocurrency as property, meaning you may owe Capital Gains Tax (CGT) when selling or exchanging crypto. Some activities, like mining or staking, can also trigger Income Tax.
Receiving crypto through mining, staking, or as payment is treated as income by HMRC. You may need to pay Income Tax and National Insurance contributions based on the fair market value at the time you receive it.
When you sell, swap, or spend crypto, you may be liable for Capital Gains Tax if your gains exceed the annual allowance, which is £3,000 for 2024-25 (down from £12,300 in 2022-23). Track all transactions to calculate gains accurately and report them to HMRC.
To avoid penalties, keep detailed records of all crypto transactions, including dates, amounts, and GBP values. File accurate tax returns on time, and consider consulting a tax advisor if your crypto activity is significant or complex.
Staking lets you earn passive income on supported cryptocurrencies. Here's what's available on each platform:
| Exchange | Staking Available | ETH APY | SOL APY | Lock-up Period |
|---|---|---|---|---|
| Coinbase | Yes | 3.2% | 5.1% | None (flexible) |
| eToro | Not available in UK | N/A | N/A | N/A |
| Bitpanda | Yes | 2.8% | 4.5% | None (flexible) |
| Uphold | Yes | 3.0% | 4.8% | Variable by asset |
| IG | No | N/A | N/A | N/A |
| MoonPay | No | N/A | N/A | N/A |
APY rates as of January 2026. Rates change frequently, verify current rates on each platform.
At current rates, staking £1,000 of Ethereum on Coinbase would earn approximately £32/year. It's not life-changing, but it's better than nothing, and it compounds over time.
Tax note: Staking rewards are taxable as income in the UK. Keep records of all rewards received.
We tested all six mobile apps (iOS) in January 2026. Here's how they compare:
| App | App Store Rating | Key Strength | Key Weakness | Our Verdict |
|---|---|---|---|---|
| Coinbase | 4.7/5 | Cleanest interface | Advanced features buried | Best for beginners |
| eToro | 4.4/5 | CopyTrader integration | Slower than desktop | Good all-rounder |
| IG | 4.3/5 | Multi-asset in one app | Crypto section basic | Best for existing IG users |
| Bitpanda | 4.5/5 | Fast trades | Savings plans hard to find | Reliable |
| Uphold | 4.2/5 | Asset conversion | Crashed twice in our testing | Stability concerns |
| MoonPay | 3.8/5 | 60-second purchases | Very limited features | One-trick pony |
Our pick: Coinbase for the cleanest mobile experience, eToro if you want social features on the go.
See our new page for more on the best crypto apps analysis.
Most of our testing used £500 trades, but we also checked how platforms handle larger amounts:
| Exchange | Standard Fee | £10,000+ Volume | £100,000+ Volume |
|---|---|---|---|
| Coinbase Advanced | 0.60% | 0.40% | 0.08% |
| eToro | 1.00% | 1.00% | 1.00% |
| IG | 1.49% | 1.49% | 1.49% |
| Bitpanda | 1.49% | 1.49% | Contact for rates |
Our recommendation for large trades: Coinbase Advanced is the clear winner. At £50,000 monthly volume, you'll pay 0.25% vs 1.49% elsewhere, that's a £620 saving per £50,000 traded.
We review this page quarterly and after major platform changes. Last full retest: January 2026. Next scheduled retest: July 2026.
Here's the honest answer: there's no "best" exchange for everyone. We've spent four months testing these platforms, and each one frustrated us in different ways.
Our quick recommendations:
Our advice? Pick one, start small (£50-£100), and don't overthink it. You can always move your crypto later, except on IG, which is why we mentioned that limitation about fifteen times.
If you're torn between Coinbase and a more feature-rich alternative, our Coinbase vs Crypto.com comparison breaks down the key differences.
If you're still unsure, our beginner's guide to buying crypto walks through the process step by step.
The questions below are real questions our readers and the wider UK finance community ask, sourced from the TIC Community, relevant Reddit threads, and the People Also Ask data we monitor for each topic. We answer them in the order they're most commonly raised.
