UK Cryptocurrency Guides & Resources
Learn how to buy, store, and invest in crypto. FCA-registered exchanges, tested with real money.
Cryptocurrency investing in the UK has matured significantly. Bitcoin crossed $100,000 in late 2024, spot ETFs launched in the US, and the London Stock Exchange now lists crypto ETPs accessible to UK investors. But the fundamentals haven't changed: crypto remains volatile, unregulated as an investment, and not protected by the FSCS.
We test every platform ourselves with real money before recommending it. Our process involves opening accounts, depositing GBP, buying crypto, testing withdrawals, and contacting support. The result is guides based on first-hand experience—not marketing materials or press releases.
Below you'll find everything UK investors need: exchange comparisons ranked by fees, security, and coin selection; step-by-step buying guides for Bitcoin, Ethereum, and altcoins; wallet recommendations for secure storage; and explanations of UK tax rules and regulations. Whether you're buying your first Bitcoin or diversifying into altcoins, start with the guides that match your goals.
Risk warning: Cryptocurrency is highly volatile and speculative. There is no FSCS protection. You could lose all the money you invest. Only invest what you can afford to lose entirely.
Last reviewed: February 2026
Crypto Exchange Comparisons
In-depth comparisons of FCA-registered exchanges, ranked by fees, security, coin selection, and ease of use.
How to Buy Cryptocurrency
Step-by-step guides for buying Bitcoin, Ethereum, and other cryptocurrencies in the UK.
Crypto Wallets & Storage
Secure your crypto with the right wallet. Hardware wallets for long-term storage, software wallets for convenience.
Research & Education
Understand the crypto market, UK regulations, and which coins have the strongest fundamentals.
Cryptocurrency FAQs
Is cryptocurrency legal in the UK?
Yes. Buying, selling, and holding cryptocurrency is completely legal in the UK. However, crypto is not legal tender and is not regulated like traditional investments. The FCA oversees exchanges for anti-money laundering compliance, but crypto assets themselves are not protected by the FSCS. See our full guide to UK crypto law.
Do I pay tax on cryptocurrency in the UK?
Yes. HMRC treats cryptocurrency as property. You may owe Capital Gains Tax when you sell, swap, or spend crypto at a profit. The annual CGT allowance is £3,000 for 2025/26. Mining and staking rewards may be treated as taxable income. Keep records of all transactions for your self-assessment.
What is the safest way to buy crypto in the UK?
Use an FCA-registered exchange like Bitpanda, eToro, or Coinbase. These platforms comply with UK anti-money laundering rules and offer better consumer protections than unregistered alternatives. For long-term storage, transfer crypto to a hardware wallet you control.
How much money do I need to start buying crypto?
Most UK exchanges allow purchases from £1-£10. You can buy fractional amounts of Bitcoin and other cryptocurrencies—you don't need to buy a whole coin. Start small while learning, and only invest what you can afford to lose entirely.
What's the difference between a crypto exchange and a wallet?
An exchange is where you buy and sell cryptocurrency. A wallet is where you store it. Exchanges offer convenience but you don't control your private keys. Hardware wallets give you full control but require more technical knowledge. Many investors use both. See our wallet guide for recommendations.
Is my crypto protected if an exchange fails?
No. Cryptocurrency is not covered by the FSCS £85,000 protection that applies to bank deposits. If an exchange collapses, you may lose your funds. This is why many investors transfer crypto to personal wallets rather than leaving it on exchanges long-term.