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eToro vs Trading 212: Comparison for 2025 (UK)

Quick Answer: Which Broker Comes Out on Top?

eToro edges ahead for most UK traders in 2025. It offers broader market access, built-in copy trading, and cryptocurrency support — features Trading 212 lacks. While Trading 212 is ISA-friendly, eToro suits those wanting a more versatile and socially-driven trading experience.

How Do eToro and Trading 212 Compare?

Platform	Regulation	Min Deposit	ISA	Crypto Access	Demo Account
eToro	FCA	£50	No (via Moneyfarm only)	Yes	Yes
Trading 212	FCA	£1	Yes	No	Yes

Who Should Use eToro or Trading 212?

Your choice depends on whether you prioritise crypto access, trading tools, or tax-efficient investing. eToro is better for active traders and social investing. Trading 212 suits hands-off investors looking for low-cost, long-term ISA portfolios with limited assets.

When Is eToro the Better Choice?

Choose eToro if you value crypto trading, social investing, and the ability to copy experienced traders. It’s ideal for mobile-first traders and those learning through community insight. The platform also supports active trading with built-in risk controls and no commission on stocks.

When Is Trading 212 More Suitable?

Trading 212 is better suited for long-term investors focused on tax-free ISA gains. It offers simple, commission-free trading of stocks and ETFs with minimal complexity. However, it lacks crypto, copy trading, and rich learning features found on more advanced platforms like eToro.

What Account Types Do eToro and Trading 212 Offer?

Both brokers support basic investing and CFD accounts. eToro connects with Moneyfarm for ISA access but doesn’t offer direct ISA accounts. Trading 212 includes an in-platform ISA. Both provide demo accounts for risk-free practice.

Comparison Table – Account Types

Account Type	eToro	Trading 212
Standard/Invest	Yes	Yes
ISA	No (Moneyfarm only)	Yes
CFD	Yes	Yes
Demo	Yes	Yes

My Takeaway: The biggest difference here is in the ISA offering. eToro provides ISAs through Moneyfarm, but it comes with management fees ranging from 0.25% to 0.75%. Meanwhile, Trading 212 offers a free ISA with no platform charges, making it a budget-friendly choice.

What Can You Trade on Each Platform?

While both brokers support stocks, ETFs, and forex, eToro provides a wider variety including crypto, indices, and commodities. Trading 212 lacks crypto and commodities, making eToro better for diversified and alternative asset trading.

Assets Available per Broker

Asset	eToro	Trading 212
Stocks & ETFs	Yes	Yes
Forex	Yes	Yes
Crypto	Yes	No
Commodities	Yes	No
Indices	Yes	Yes
ISAs	No	Yes

How Do Their Fees Compare in 2025?

Both brokers offer 0% stock commission. Trading 212 has lower FX conversion fees and no withdrawal or inactivity charges. eToro, however, includes a £5 withdrawal fee and monthly inactivity charge, making Trading 212 slightly cheaper for long-term inactive users.

Fees Overview

Fee Type	eToro	Trading 212
Stock Commission	0%	0%
FX Conversion	0.5%	0.15%
Inactivity Fee	Yes (£10/mo)	No
Withdrawal Fee	£5	£0
Overnight CFD	Yes	Yes

How Safe Are These Platforms?

Both eToro and Trading 212 are FCA-regulated and use Tier-1 custodians. They protect client funds up to £85,000 via the FSCS. Only Trading 212 offers direct ISA access, which adds a tax-efficient safety wrapper for eligible UK retail investors.

Regulation and Investor Protection Table

Platform	Regulated By	ISA Eligible	FSCS Coverage
eToro	FCA	Indirect	Up to £85,000
Trading 212	FCA	Yes	Up to £85,000

Which Has the Better Trading Tools and UX?

eToro offers a visually rich, socially driven platform ideal for beginners and casual traders. Trading 212 provides faster execution and more robust charting, making it slightly more appealing for hands-on users who prioritise speed and simplicity over social features.

Feature-by-Feature Comparison

Feature	eToro	Trading 212
Mobile App	Yes	Yes
Advanced Charts	Basic	Intermediate
Social Feed	Yes	No
Watchlists	Yes	Yes
Price Alerts	Yes	Yes
Custom Indicators	No	Limited

Education and Research Tools Compared

eToro offers social learning, market sentiment data, and built-in analysis tools. Trading 212 provides video tutorials and beginner guides, but lacks in-depth research. Overall, eToro better supports continuous learning, while Trading 212 focuses on simplicity for novice users.

Tool Comparison Table

Tool	eToro	Trading 212
Video Tutorials	Yes	Yes
Blog Content	Yes	Yes
Trading Sentiment	Yes	No
Demo Access	Yes	Yes
Market Analysis	Yes	Limited

Final Verdict – Which Platform Should You Pick?

eToro is the better choice for traders wanting crypto access, social features, and a strong learning environment. Trading 212 suits UK investors focused on ISAs, cost-saving, and simple stock investing. Your choice depends on tax use, asset preferences, and trading style.

Trade Smarter, not Harder

61% of retail CFD accounts lose money when trading CFD’s with this provider.

FAQs

Which platform is better for beginners?

Both platforms are beginner-friendly, but beginners often prefer Trading 212 due to its £1 minimum investment, free ISA, and straightforward interface. eToro, however, is excellent for those interested in social trading and cryptocurrency.

Can I trade cryptocurrency on Trading 212?

No, Trading 212 does not support cryptocurrency trading. If you want to trade crypto, eToro is the better option, as it offers over 100 different cryptocurrencies.

Does eToro charge withdrawal fees?

Yes, eToro charges a £4 withdrawal fee. In contrast, Trading 212 does not charge any withdrawal fees, making it a more cost-effective option for frequent withdrawals.

Which platform is safer?

Both platforms are FCA-regulated and offer FSCS protection of up to £85,000. They also have two-factor authentication and account segregation for added security.

Can I open an ISA on eToro or Trading 212?

Trading 212 offers a free ISA with no platform fees, while eToro provides ISAs through Moneyfarm, which charges management fees between 0.25% and 0.75%. If an ISA is a priority, Trading 212 is the better option.