Is my situation looking okay?

1 hour ago 2 replies 6

Hi,

My last annual NEST statement reads that I’m on course to end up with, around, £289,000.00 at my set retirement date in 2061! It reads that I should be due an annual income of £20,700.00 from that pot. I’m also on course to achieve the maximum state pension which is £12,548.00 annually (if that’s still a thing by 2061). My question is, is my situation looking okay? Or is there something else that I should be doing? My NEST contributions are already maxed at 10%.
My house will be paid off in 14 years but the mortgage payment aren’t massive. I’m on, around, £44,000 a year and, with having 2 children, don’t feel like there’s a lot of wiggle room in my finances as is. Dropping to £33,248.00 a year doesn’t fill me with much hope.

TrendForge OP Seedling 40

How much do you expect to spend in retirement?

Top answer ChaosMaster Regular 51
All replies

This projections are pretty worthless in my opinion. how much do you have in your pot at the moment and what is it invested in? if/when you leave your job, move your pension into a SIPP, NEST is terrible

FireLordZ Regular 124

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