Best Stock Trading Platforms In The UK 2025
Thomas Drury
Co-Founder
Thomas is an experienced financial trader in leverage instruments, crypto and general investing. He has over a decade experience in finance and holds Chartered Status in the financial industry, Thomas’s speciality is trading CFDs, Forex and Day Trading. His crypto portfolio is heavily weighted towards BTC and Eth, but enjoys trading low cap crypto’s with higher volatility. Thomas’s favourite trading strategy is break out Trading.
“Our commitment at The Investors Centre is unwavering. We strive to provide clear, actionable advice that empowers you to achieve financial success. Our vision is a future where anyone can invest confidently and wisely.”
Dom Farnell
Co-Founder
Dom is an experienced retail investor, learning his craft in what he likes to call the “hard way”. Through many of these lesson’s he has crafted himself a sound investment strategy that has enabled him to make investing into a business not just a hobby. He wanted to create The Investors Centre to be able to use these lessons and help other people establish them selves in the world of investing.
“Financial clarity and integrity are the cornerstones of everything we do. We’re here to ensure that your investment journey is built on a solid financial understanding and a sound strategic foundation.”
Table of Contents
Disclaimer
How We Test
XTB
Stocks Trading Score: 4.65/5
73% of Retail CFD Accounts Lose Money
IG
Stocks Trading Score: 4.5/5
68% of Retail CFD Accounts Lose Money
CMC Markets
Stocks Trading Score: 4.4/5
69% of retail CFD accounts lose money.
Spreadex
Stocks Trading Score: 4.4/5
65% of retail CFD accounts lose money.
Quick Answer: What is the best stock trading platform in the UK?
XTB is our top-rated stock trading platform for 2025. It offers low fees, a user-friendly interface, excellent research tools, and FCA regulation—making it ideal for both beginners and experienced UK traders looking for value and performance.
How do the Top UK Stock Trading Platforms Rank?
| Platform | Best For | Fees | Trading Tools | User Experience | Regulation |
|---|---|---|---|---|---|
| XTB | Beginners & Investors | Low (0% commission, inactivity fees apply) | xStation 5, mobile app | Beginner-friendly, clean UI | FCA, CySEC |
| IG | Market Access & Research | Medium (Free with 3+ trades, inactivity fees) | Advanced charts, ProRealTime | Advanced, steeper learning | FCA |
| CMC Markets | Technical Traders | Medium (No commission, inactivity fees) | Highly customizable, MT4 | Responsive, data-rich | FCA |
| Spreadex | UK-Focused Traders | Low (All fees included in the spread) | Basic tools, simple interface | Very intuitive and simple | FCA |
| Interactive Brokers | Professional Traders | Very Low (From $0, market data fees may apply) | Institutional-grade tools | Functional but complex | FCA, SEC |
| eToro | Copy & Social Trading | No commission (inactivity & withdrawal fees apply) | CopyTrader, social trading features | Easy-to-use, gamified style | FCA, CySEC |
| Pepperstone | Fast Execution & CFD Traders | Low (0% on Standard; Razor from £2.25 per side) | MT4, MT5, cTrader, TradingView | Fast, built for active traders | FCA, CySEC |
Here are the top 7 Stock Trading Platforms in the UK
- XTB – Best For Beginners and Investors
- IG – Best for Market Access and Research Tools
- CMC Markets – Top Choice for Technical Traders
- Spreadex – Easiest Platform for UK Traders
- Interactive Brokers – Best for Pro Traders
- eToro – Best for Copy Trading
- Pepperstone – Fastest Platform for Execution
XTB - Best For Beginners and Investors
Pros & Cons
- Commission-free trading up to monthly limits
- Regulated by the FCA
- Excellent educational content for beginners
- Clean, user-friendly trading platform
- No ISA or SIPP options
- Limited advanced order types for professional traders
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How Much Does It Cost to Trade on XTB?
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Who Is XTB Best Suited For?
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Is XTB Regulated and Is My Money Safe?
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What Features Make XTB Stand Out in 2025?
XTB offers 0% commission on stock and ETF CFDs up to €100,000/month. After that, a 0.2% fee applies. There’s no deposit requirement, but a £10/month inactivity fee kicks in after 12 months of no trading.
XTB is ideal for beginners and casual investors who want a simple platform, low fees, and access to core markets without overwhelming tools or complexity.
Yes. XTB is fully regulated by the UK’s FCA and other top-tier authorities. Client funds are held in segregated accounts, offering strong protection and transparency.
XTB’s standout features include its award-winning xStation 5 platform, commission-free trades (within limits), strong educational content, fast execution, and mobile-optimised design for easy access.
73% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
IG - Best for Market Access and Research Tools
Pros & Cons
- Extensive market access across global equities, indices, and forex
- Strong research tools and analysis
- Trusted and long-established UK brand
- FCA regulated with robust investor protections
- Higher fees for infrequent traders
- Steeper learning curve for new investors
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How Much Does It Cost to Trade on IG?
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Who Is IG Best Suited For?
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Is IG Regulated and Is My Money Safe?
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What Features Make IG Stand Out in 2025?
£0 commission on UK/US shares with 3+ trades/month. Otherwise, £8 (UK) and $10 (US). No platform fees for active users. £24/quarter inactivity fee applies.
Ideal for experienced traders and those wanting global market access, deep research, and technical tools. Not recommended for beginners due to complexity.
Yes. IG is authorised and regulated by the FCA, and client funds are held in segregated accounts with FSCS protection up to £85,000.
IG offers a professional-grade trading platform, detailed technical analysis, global market access, and advanced tools for serious retail and professional traders.
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 68% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money.
CMC Markets - Top Choice for Technical Traders
Pros & Cons
- Advanced charting and analysis tools
- Highly customisable trading platform
- No minimum deposit requirement
- Strong reputation with FCA regulation
- Interface can be overwhelming for beginners
- Limited support for long-term investing accounts like ISAs/SIPPs
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How Much Does It Cost to Trade on CMC Markets?
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Who Is CMC Markets Best Suited For?
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Is CMC Markets Regulated and Is My Money Safe?
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What Features Make CMC Markets Stand Out in 2025?
£0 commission on CFD trades. Share trading via CMC Invest may include charges. No platform fees; £10/month inactivity fee after 12 months of no trades.
Best for technically skilled traders who value customisation and analytics. Less suitable for beginners or those seeking traditional long-term investment accounts.
Yes. CMC Markets is FCA regulated. Funds are held in segregated client accounts with FSCS protection up to £85,000.
Its standout features include advanced charting, a wide range of instruments, MT4 support, and a professional-grade trading environment for technical analysis.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 69% of retail CFD accounts lose money. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
SpreadEX - Easiest Platform for UK Traders
Pros & Cons
- Simple, user-friendly interface
- Low minimum deposit (£1)
- No inactivity or platform fees
- Good UK-based customer service
- Limited access to global markets
- Basic toolset may not suit advanced traders
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How Much Does It Cost to Trade on Spreadex?
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Who Is Spreadex Best Suited For?
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Is Spreadex Regulated and Is My Money Safe?
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What Features Make Spreadex Stand Out in 2025?
0% commission. Trading costs are built into the spread. No platform or inactivity fees, making it affordable for casual or occasional users.
Ideal for beginners or UK-focused traders seeking a no-frills experience. Not recommended for those needing advanced tools or international market access.
Yes. Spreadex is FCA regulated and offers client fund segregation and FSCS protection up to £85,000.
Its ease of use, no hidden fees, and UK-focused platform make it a great choice for domestic traders who value simplicity and support.
65% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
Interactive Brokers - Best for Pro Traders
Pros & Cons
- Ultra-low trading fees
- Access to global markets
- Advanced trading tools and order types
- Strong reputation among professional investors
- Complex interface with a steep learning curve
- Overwhelming for casual or beginner traders
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How Much Does It Cost to Trade on Interactive Brokers?
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Who Is Interactive Brokers Best Suited For?
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Is Interactive Brokers Regulated and Is My Money Safe?
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What Features Make Interactive Brokers Stand Out in 2025?
From £3 per UK stock trade (IBKR Pro). No platform or inactivity fees. Additional market data subscriptions may apply depending on usage.
Best for experienced traders, institutions, or those needing access to international markets and sophisticated tools. Not ideal for beginners.
Yes. Regulated by the FCA, SEC, and other top-tier regulators. Offers client fund protection and strong compliance practices
It offers unmatched global access, algorithmic trading tools, advanced charting, and some of the lowest costs in the industry.
62.5% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
eToro - Best for Copy Trading
Pros & Cons
- 0% commission on real stock trading
- Easy-to-use platform for beginners
- Innovative CopyTrader™ feature
- Strong mobile experience
- Currency conversion and withdrawal fees
- Wider spreads on some trades
- Not suited for advanced strategies
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How Much Does It Cost to Trade on eToro?
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Who Is eToro Best Suited For?
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Is eToro Regulated and Is My Money Safe?
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What Features Make eToro Stand Out in 2025?
Real stock trading is commission-free. However, a $5 withdrawal fee and currency conversion fees apply. Inactivity fee of $10/month after 12 months.
Perfect for beginners or casual investors who want to follow expert traders using the CopyTrader™ feature. Ideal for mobile-focused users.
Yes. eToro is regulated by the FCA in the UK and other global authorities. Client funds are protected and kept in segregated accounts.
Copy trading, a beginner-friendly interface, social trading insights, and access to global stocks—all from an intuitive mobile or web platform.
CFDs are complex instruments with a high risk of losing money rapidly due to leverage. 61% of retail CFD accounts lose money when trading CFD’s with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Pepperstone - Fastest Platform for Execution
Pros & Cons
- Ultra-fast trade execution
- Competitive spreads on Razor account
- Strong platform integrations (MT4, MT5, TradingView)
- No minimum deposit
- CFD-only trading (no real shares)
- Not ideal for long-term investors
- No ISA or SIPP accounts
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How Much Does It Cost to Trade on Pepperstone?
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Who Is Pepperstone Best Suited For?
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Is Pepperstone Regulated and Is My Money Safe?
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What Features Make Pepperstone Stand Out in 2025?
Razor accounts charge £2.25 per side per lot. Standard accounts are commission-free with spreads. No platform or inactivity fees apply.
Best for experienced or high-frequency traders who prioritise speed, tight spreads, and advanced tools for forex and CFD trading.
Yes. Regulated by the FCA in the UK and ASIC in Australia. Client funds are held in segregated accounts for added protection.
High-speed execution, institutional-grade platforms, and access to deep liquidity make Pepperstone ideal for precision-focused trading strategies.
81.7% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
What Should You Look for in a Stock Trading Platform in 2025?
How Transparent Are the Fees on Trading Platforms?
Are the Trading Tools Suitable for Your Style and Strategy?
Whether you’re a casual investor or active trader, tools should match your needs. Beginners may value simplicity, while pros need real-time charts, custom alerts, and market scanners. A strong platform provides the flexibility to grow with your trading knowledge.
Can You Access a Wide Range of Assets for Diversification?
The best platforms support more than just UK stocks. Look for access to ETFs, global equities, bonds, and even crypto or commodities. A wider asset selection means you can diversify your portfolio without needing multiple brokers.
Is the Trading Platform Regulated and Your Money Safe?
Stick to brokers regulated by trusted bodies like the FCA. This ensures higher protection standards, secure fund segregation, and proper dispute processes. Your money and personal data are safer when a platform meets strict UK compliance rules.
What Do Real Traders Say About These Platforms?
What Evaluation Criteria Should You Use to Compare Platforms?
| Factor | Why It Matters | What to Look For |
|---|---|---|
| Fees | Affects long-term profitability | Low spreads, no hidden costs |
| Tools | Enables smarter decisions | Real-time data, screeners, charts |
| Regulation | Protects your capital | FCA, ASIC, SEC licensing |
| User Feedback | Reflects real-life reliability | 4.0+ reviews, responsive support |
Which Platform Features Actually Matter Most in 2025?
In 2025, seamless mobile trading, fractional shares, strong analytics, and fast execution are key. Customisable dashboards and risk-management tools are increasingly important. Platforms that blend usability with professional-grade features offer the best long-term experience.
Which Stock Trading Platform Best Matches Your Needs?
What’s the Best Platform for First-Time Investors?
XTB and eToro are ideal for beginners. XTB offers great education and no minimum deposit, while eToro features social and copy trading tools that simplify decision-making. Both provide a smooth onboarding experience and user-friendly interfaces for new traders.
Which Platforms Offer the Most Advanced Tools and Assets?
IG and CMC Markets stand out for advanced traders. IG delivers in-depth research tools and broad market access, while CMC offers highly customisable charting and MT4 support. They’re perfect for traders focused on technical analysis and multi-asset exposure.
What’s the Best Choice for Professional or Global Traders?
Interactive Brokers and Pepperstone cater to experienced investors. IBKR offers ultra-low commissions, institutional-grade tools, and global markets. Pepperstone is ideal for fast-paced trading with razor-sharp execution and support for platforms like MT4, MT5, and TradingView.
How Do These Platforms Compare at a Glance?
| Trader Type | Recommended Platforms | Why These Platforms Stand Out |
|---|---|---|
| First-Time Investors | XTB, eToro | Easy onboarding, helpful education, no/low deposit requirements |
| Advanced Traders | IG, CMC Markets | Deep analysis tools, pro-grade charts, wide asset access |
| Professionals & Global Use | Interactive Brokers, Pepperstone | Institutional tools, tight spreads, fast trade execution |
How Do You Open and Manage a Brokerage Account?
What Type of Brokerage Account Should You Choose?
Decide between a standard brokerage, ISA, or SIPP account. Taxable accounts suit flexible investing, while ISAs offer tax-free gains and SIPPs help with retirement savings. Your choice depends on your goals, risk profile, and how you plan to manage your investments.
How Should You Compare Brokers Before Signing Up?
Compare fees, supported assets, platform tools, and regulation. Look at user experience, customer service, and reviews. Make sure the broker fits your strategy—whether you’re a passive investor, frequent trader, or want access to global stocks or specific tax wrappers
How Do You Fund Your Account Safely?
Most UK brokers accept bank transfers, debit cards, and sometimes e-wallets. Make sure your name matches the registered account, and avoid third-party payments. Check for any minimum deposit requirements, and always use secure payment channels with two-factor authentication enabled.
How Do You Start Investing Once Funded?
Use the platform’s research tools to explore stocks, ETFs, or other assets. Start small, especially if you’re new. Place your order, review confirmation, and monitor performance. Use watchlists or alerts to stay updated and avoid making impulsive or emotional decisions.
How Should You Monitor and Adjust Your Portfolio?
Review your portfolio regularly to ensure it aligns with your goals. Rebalance if needed, diversify across sectors or regions, and assess performance. Use available tools like portfolio trackers, risk assessments, and market updates to stay informed and proactive.
What’s the Best Stock Trading Platform for You in 2025?
If you’re just starting out, XTB and eToro offer simplicity and learning tools. Advanced traders benefit from IG or CMC’s pro-level features. Global investors and pros favour Interactive Brokers or Pepperstone. Start with a demo account to find your best fit.
FAQs
What is the best stock trading platform for beginners in 2025?
Based on my experience, XTB and eToro are great picks for beginners. They offer simple interfaces, low fees, and strong educational tools to help you get started confidently.
Which trading platform has the lowest fees?
Interactive Brokers consistently offers the lowest fees, especially for high-volume traders. XTB also has commission-free stock trading, making it a solid low-cost option for most investors.
Are these platforms regulated and safe to use?
Yes — all platforms I reviewed, including IG, CMC, and Pepperstone, are regulated by trusted authorities like the FCA, ASIC, or SEC. That means your funds are protected and the platform is held to high standards.
Can I trade international stocks on these platforms?
Absolutely. Platforms like IG, Interactive Brokers, and CMC Markets offer access to global markets including the US, UK, EU, and Asia. Just watch for FX conversion fees.
Should I use a demo account before trading with real money?
Definitely. I always recommend starting with a demo account. It’s the best way to get a feel for the platform’s tools and layout without risking any of your money.
References
- XTB Official Website – Trading Platform & Fees
- IG Group – Share Dealing & Trading Platform
- CMC Markets – Next-Generation Trading Platform
- Spreadex – Spread Betting & CFD Trading
- Interactive Brokers – IBKR Global Trading
- eToro – Investing & Copy Trading Platform
- Pepperstone – Forex and CFD Broker
- FCA Register – Financial Services Register
- Trustpilot – User Reviews for Trading Platforms
