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These subs typically attract people who earn much more than the average wage so don’t compare yourself. If you are doing something it is much better than nothing. It all adds up over time and the longer you can do it for the better. There will be some people out there who can’t believe you can afford to put aside £150 a month. At 35 I wish I knew this stuff existed 15 years ago. I am very envious of the 20 year olds who are already on their journey.
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I always see posts of people maxing out their isa (20k a year UK) and I just feel I don’t put enough as all I can afford is 150 pound a month?
What do you guys realistically put in?