Home / Crypto / How Many People Own Cryptocurrency in the UK?

UK Cryptocurrency Statistics | 2026

Table of Contents
Key Findings
  • 8% of UK adults currently own cryptocurrency, down from 12% in 2024. FCA Dec 2025
  • 91% of UK adults have heard of cryptocurrency, maintaining near-universal awareness. FCA Dec 2025
  • Bitcoin remains the most popular cryptocurrency, held by 57% of UK crypto owners. FCA Dec 2025
  • £649 million was lost to investment fraud in 2024, with crypto scams accounting for 66% of reports. Action Fraud Apr 2025
  • The UK ranks 12th globally in the Chainalysis Crypto Adoption Index. Chainalysis Oct 2024
  • Young men are most likely to own crypto: 15% of 18-34 year olds own cryptoassets. FCA Dec 2025

How Many People Own Cryptocurrency in the UK?

8%
of UK adults own crypto
↓ 4pp from 2024
91%
have heard of crypto

8% of UK adults currently own cryptocurrency, according to the FCA's Cryptoasset Consumer Research 2025 (Wave 6), published December 2025. This marks a decline from 12% recorded in the 2024 survey.

The FCA notes this "is still double the proportion who reported they own cryptoassets in 2021" when ownership stood at 4%.

UK Crypto Ownership Over Time Source: FCA Consumer Research, Waves 1-6
YearOwnership RateChange
20204%
20214.4%+0.4pp
202210%+5.6pp
202412%+2pp
20258%-4pp
UK Crypto Ownership Trend (2020-2025)
12% 10% 8% 6% 4% 2020 2021 2022 2024 2025 4% 4.4% 10% 12% 8% Peak
Source: FCA Cryptoasset Consumer Research, Waves 1-6

The FCA reports a "shift toward higher average holdings" among those who remain invested, with mean value per holder rising to approximately £1,842 (just under $2,500).

Note: Population estimates are calculated by applying the FCA's 8% ownership rate to ONS mid-2024 UK adult population estimates (~53 million). These are TIC calculations, not FCA figures.

Why Do Different Sources Report Different Ownership Figures?

You may see significantly different UK crypto ownership figures cited elsewhere. This is due to methodological differences between surveys:

UK Crypto Ownership: Source Comparison Multiple sources, 2025
SourceOwnershipMethodologyDate
FCA Wave 68%Nationally representative (n=2,353)Dec 2025
Finder/Censuswide9%UK panel survey (n=2,000)Jan 2025
Gemini "State of Crypto"24%Online survey, crypto-interested audienceMay 2025
Why we use FCA data: The FCA's Consumer Research series uses a nationally representative methodology consistent since 2020, making it the most reliable source for tracking UK crypto ownership trends.

How Many People Own Bitcoin in the UK?

Bitcoin remains the most commonly held cryptoasset in the UK, owned by 57% of crypto users according to the FCA's 2025 research. This represents a 5 percentage point recovery from 52% in 2024.

Cryptocurrency Holdings Among UK Crypto Owners
57% Bitcoin
Bitcoin (BTC) 57%
Ethereum (ETH) 43%
Solana (SOL) 20%
Dogecoin (DOGE) 20%
XRP 19%
Cardano (ADA) 16%
Source: FCA Cryptoasset Consumer Research, December 2025. Note: Percentages exceed 100% as holders may own multiple cryptocurrencies.
Most Popular Cryptocurrencies in the UK Source: FCA Consumer Research, December 2025
Cryptocurrency% of UK Crypto Owners
Bitcoin (BTC)
57%
Ethereum (ETH)
43%
Solana (SOL)
20%
Dogecoin (DOGE)
20%
XRP
19%
Cardano (ADA)
16%

Who Owns Cryptocurrency in the UK?

Cryptocurrency ownership in the UK varies significantly by age, gender, and socioeconomic factors.

UK Crypto Ownership by Demographic
18-34 years 15% Male 11% ABC1 grade 15% All UK adults 8% Female ~5%
Source: FCA Cryptoasset Consumer Research, December 2025

What Is the Crypto Ownership Rate by Age?

18-34 year olds
15%
Highest ownership rate
Male ownership
11%
Higher than female
ABC1 social grades
15%
More likely to own

What Is the Crypto Ownership Rate by Gender?

A significant gender gap persists in UK crypto ownership. Men (11%) are statistically significantly more likely to own cryptocurrency than women, according to the FCA.

What Is the Crypto Ownership Rate by Income?

The FCA reports that crypto owners are more likely to have a household income of £100k+ and be from higher social grades (ABC1). Individuals from ethnic minority backgrounds also show higher rates of crypto ownership.

Ready to start investing? Compare the best crypto exchanges in the UK — we review fees, security, and available coins.

How Much Do UK Crypto Owners Hold?

The FCA reports the mean value of crypto holdings per holder rose to "just under $2,500" (approximately £1,842) in 2025.

Average holdings
£1,842
~$2,500 USD
Hold £1,001-£5,000
21%
of crypto owners

How Do UK Investors Fund Crypto Purchases?

Funding Sources for Crypto Purchases Source: FCA Consumer Research, December 2025
Funding Method% of Crypto Buyers
Disposable income / savings
56%
Existing crypto (swapped)
19%
Sold other investments
11%
Credit card / overdraft
7%

How Much Money Is Lost to Crypto Scams in the UK?

£649 million was lost to investment fraud in 2024, according to Action Fraud and the City of London Police. Cryptocurrency scams accounted for 66% of all investment fraud reports.

Lost to investment fraud
£649m
In 2024
Crypto-related
66%
of all fraud reports
YoY change
+13%
vs 2023

How Do Crypto Scams Reach Victims?

Social media platforms were linked to 36% of all investment fraud reports:

Social Media Platforms Used in Scams Source: City of London Police, April 2025
Platform% of Social Media Reports
WhatsApp
40%
Facebook
18%
Instagram
14%

Which Celebrities Are Used in Crypto Scams?

Fraudsters frequently impersonate trusted public figures. From 537 reports involving celebrity impersonation, Martin Lewis was used in 44% of cases.

The City of London Police reports that "over £10 million was lost in 2024 to fraudsters who convinced victims to invest by using an influential identity like Martin Lewis, Elon Musk or Jeremy Clarkson."

Stay safe: Only use FCA-registered crypto exchanges. Check our comparison to find regulated platforms.

How Many Crypto Firms Are Registered with the FCA?

Since January 2020, when the FCA became supervisor of UK cryptoasset businesses for anti-money laundering purposes, the regulator has taken a stringent approach:

Applications received
359
Since January 2020
Applications approved
47
~13% approval rate

What Enforcement Actions Has the FCA Taken?

Since crypto financial promotions rules came into force on 8 October 2023, the FCA has:

  • Issued 1,702 consumer alerts about potentially illegal crypto promotions
  • Removed over 900 scam websites
  • Taken down more than 50 fraudulent apps

When Will Full UK Crypto Regulation Begin?

In April 2025, the UK government announced plans for full regulation of the cryptoasset sector. Proposed measures include consumer protection rules for crypto trading platforms, stablecoin regulations, and requirements for overseas firms marketing to UK consumers.

How Does UK Crypto Adoption Compare Globally?

The UK ranks 12th globally in the Chainalysis 2024 Global Crypto Adoption Index, which measures grassroots cryptocurrency adoption across 151 countries.

Global ranking
12th
Of 151 countries
Crypto value received
$217bn
July 2023 - June 2024

The UK is the largest cryptocurrency economy in Central, Northern & Western Europe.

Global Crypto Adoption Index - Top 12 Countries
4 USA 9 12 UK 6 2 Nigeria 1 India 3 5 7 8 10 UK Ranks 12th Largest economy in Western Europe
Top 5
Top 6-11
UK (12th)

How Does UK Crypto Ownership Compare to Other Countries?

Crypto Ownership by Country Sources: Various surveys, 2024-2025
CountryOwnership RateSource
United Arab Emirates25%Triple-A 2024
Singapore24%Triple-A 2024
United States14%Triple-A 2024
United Kingdom8%FCA Dec 2025
Germany6%Triple-A 2024

What Is Global Crypto Ownership?

Triple-A estimates global crypto ownership at 6.8% of the world's population, or approximately 562 million people, as of late 2024.

Where Does This Data Come From?

This statistics page aggregates data from authoritative sources. All figures are cited with their original source.

Primary Sources

  1. 1
    FCA Cryptoasset Consumer Research 2025 (Wave 6)
    Published: December 2025 • Sample: 2,353 UK adults
    View source
  2. 2
    City of London Police / Action Fraud — Investment Fraud 2024
    Published: April 2025 • Data period: January-December 2024
    View source
  3. 3
    FCA Cryptoasset Register Statistics
    Data as of: September 2025
    View source

Secondary Sources

  1. 4
    Chainalysis 2024 Geography of Cryptocurrency Report
    Published: October 2024
    View source
  2. 5
    Triple-A "State of Global Cryptocurrency Ownership 2024"
    Published: November 2024
    View source
  3. 6
    UK Government — Cryptoasset Legislation Announcement
    Published: April 2025
    View source

Have Questions About This Data?

For press enquiries regarding this research, please contact:

The Investors Centre
Email: info@theinvestorscentre.com

We welcome journalists and researchers who wish to cite this data. Please include a link to this page when referencing our statistics.

Last updated: January 2026 | Next scheduled update: January 2027

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