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I bought BTC and ETH very early. Then I discovered leverage and gave it all back

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General

Looking for advice on whether to start my company as a sole trader or a limited company

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General

First 10k month as a full time trader

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QA few UK tax things I wish someone had told me sooner

Been doing my own taxes for a few years now and learned some of this the hard way, so thought I’d share. Check your tax code once a year. HMRC gets it wrong more than you’d expect, especially after a job change or a sec…

First reply Cardiff_Closer

All good points, but the marriage allowance transfer only applies if the recipient is a basic rate taxpayer.

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General LumenCrypto Regular · 1 day ago

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QCrypto trading: how do you actually pick wallets worth following?

Been looking into crypto copy trading lately and I’m curious how people decide which wallets are actually worth following. Some wallets show crazy returns, like 150-200% in a month, but how do you tell if thats consisten…

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General ObsidianLedger Regular · 2 days ago UNANSWERED

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QCrypto copy trading: how do you actually pick wallets worth following?

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General HashExBrokers Regular · 2 days ago UNANSWERED

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QI am failing to see how this AI boom does not lead to a very bad ending for 99% of the people... Please convince me otherwise

As a Software Engineer, I have barelly written any code for the last 6 months, all I did is prompt. That being said, I work with hardware a lot, you could kind of call me Embedded Software Engineer of sorts, but also not…

First reply Lombard_Lion

Look at the riots in France. The future will look a lot like that, except with robots owned by the rich violently putting down the protests. The first 45 minutes…

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General Cardiff_Closer Regular · 2 days ago

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QWhich subscriptions do you have that provide a lot of value to you?

I’ve been cancelling a bunch of subscriptions the past few weeks and some may be added back if I really miss them. But one stays - I have YouTube Premium. I consume a ton of speciality content on various obscure topics a…

First reply Sterling-Sid

I would say Claude. The $20 tier alone is equivalent to about a thousand dollars in API tokens and you can use it to make free versions of things you…

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General Geordie_Gains Regular · 2 days ago

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QHow to decide on the right S&S ISA?

Forgive me if this seems like a stupid question, I believe I’m tripping up at what ougt to be the “easy” part! I’m 36 and currently a minimum wage earner (resisting the temptation to make this post about how I got here;…

First reply Sterling-Sid

Trading212 or Vanguard. Open both a Cash ISA and a Stocks and Shares ISA. Up to a maximum of £20,000 shared between them put whatever you’re happy with risking in…

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General Lombard_Lion Regular · 2 days ago

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QShould I bother tryna invest or just do a cash ISA and wait

Idk if i chose correct tag, but I just got trading 212. I worked quite a bit for like a month . But I worry I’m wasting my money away with no savings. Should I bother trying to invest? Such as with the Stocks ISA, or ju…

Interested in Trading 212?Community Rating →Go to Site →

When Investing, Your Capital is at Risk. Sponsored link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link . Terms apply

First reply veteran

I definitely will say don’t invest in stock and shares except you are open to the risk and don’t invest in cash isa if you want more risk and gain,…

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General CandlesAndCrumpets Regular · 1 week ago

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QWhat to do with £40,000.....low risk but i want some return

Hello, so basically i inherited £40,000. Ive no mortgage to pay, no debt, nothing immediate to pay and i have a good salary. I want to put the £40,000 into something that will give me a return. My current bank only has …

First reply The-Patient-One

I have made decent amount by jumping between tech stocks, micron Nvidia amd Palantir, but now sitting all in VWRP, market is too up & down for my liking… so…

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General Claymore_Capital Regular · 1 week ago

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QWere they right?

Has anybody ever read old comments about XRP or just crypto in general? It is hilarious to me. “XRP is going to zero” “It will never go above 50 cents” etc. obviously most of those comments have been deleted because peop…

First reply Baguette_Bull

To be honest, it is the same on both sides. If you go back and look at all those “XRP to $X by EOY” posts, most would look equally stupid…

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General BigBen_Bull Regular · 1 week ago

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TIC Blog · 3 weeks ago

Asset Rich, Cash Poor: What to Do When All Your Wealth Is the House

Asset rich, cash poor: the short version You are asset rich and cash poor when most of your net worth sits in…

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Mortgages for Traders: Can You Buy a House on Trading Income?

Can you get a mortgage on trading income? Yes, but a lender will treat you as self-employed, so the mortgage stands on…

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QHow are these 19 year olds making all this money?

As the title suggests, so many 18-20 year olds buying mansions and buying Supercars and stuff and making lots through prop firms when they can only have a few years at trading the most. I make money in the markets but it…

First reply kingpin_479

You’re a grown adult with a developed prefrontal cortex and a lot to lose. These are impulsive children with nothing to lose and typically an entire family unit to fall…

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General diana_russell Regular · 1 week ago

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QAs a trader, what do you do on weekends?

it gets real boring sometimes, i go to gym 5times a week, i play chess every day, i practice deep thinking which oftn causes me stress but thats how my brain functions, sometimes i take walks when its not 50 degrees outs…

First reply Bullish_BeTty

This is less of a trading question and more of an existential question. Just go live your life. Trading is just a job. I do a Sunday review every weekend…

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General diana_russell Regular · 1 week ago

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QHow does someone who rarely goes out figure out business ideas in this era of AI

I currently work from home, and my job is really demanding. To be truthful, I am terribly broke. All my salary goes to taking care of the family and it’s not enough. At the middle of the month, I am already praying nothi…

First reply veteran

What are you really good at and what do you enjoy doing?

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General Grizzly_Gains Regular · 1 week ago

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QHow to update my email address

Hi Folks This may sound like a silly question, but how do I update my email address? Thanks

First reply Ice_vein

What re you trying to update… The mail or the app

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General mschatha Seedling · 1 week ago

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QI'm panicking.. is it £34,600 or £88,500 for Cash Savings for Indefinite Leave to Remain (ILR) application

Hi everyone, I’m a little confused right now (very)… how much do I actually need to have to apply using Cash Savings for someone who’s unemployed? I’ve arrived in the UK on a Spouse Visa on 18 October 2021. I have £52,0…

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General careful_tout Regular · 3 weeks ago UNANSWERED

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QBest Stocks and Shares ISA

Best stocks and shares ISA for someone to get who is just starting and has no clue really? Never had a stocks and shares and have no clue about investing really. Looking to put in about £100 a month. Have a normal isa wi…

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General brilliant_doctor Regular · 3 weeks ago UNANSWERED

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QWhy do so many UK investors end up heavily exposed to the US?

A lot of UK portfolios seem to end up looking something like global ETF + S&P 500 + a few US tech stocks which makes me wonder how much of that is deliberate and how much just happens because the biggest companies are A…

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General smart_jack Regular · 3 weeks ago UNANSWERED

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QCan I withdraw my old ISA into current account for it to be classed as new money?

I’m not going to use my allowance this year, so I’m not worried about that. Need to move some money about and not sure whether this is a legitimate loophole to get a better rate compared to transferring. Thanks in advanc…

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General sophomore_ann Regular · 3 weeks ago UNANSWERED

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QIf btc is going up why are we going down?

Not trying to be a negative nancy or anything, im just curious. Im just looking at other coins and they all seem to be going up with btc. I know its still early, and we had that little spike, but im just curious.

First reply addamant_witch

Prob bevause We’re in a low market cap project, without huge exposure to the wider market. Therefore we are disconnected from the BTC price action, as money flows into Crypto…

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General annonymous_guard Regular · 3 weeks ago

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QComplete beginner. Want to learn crypto trading but terrified of losing money. Where do I even start?

I’ve been lurking this sub for months and finally decided I want to actually start trading instead of just reading about it. Problem is I have maybe $300 to start with and I’m honestly scared of blowing it all on day one…

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General Papper-Boy Regular · 4 weeks ago

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QReform could face action over £72m crypto donations, Rayner warns

Angela Rayner has suggested Reform UK could face action over two mega donations to the party under new laws being pushed through parliament. The housing secretary was reacting to £72m in donations from two crypto billio…

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General Crowell Regular · 1 month ago

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QJust crossed the VAT threshold and needs advice

We hit £93,000 in the last month, and I’m only just realising this might be a bad thing. The accountants are understandably asking for more money, which is fine. But I’m not great at tax issues, and as far as I can see, …

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General Dr_O Regular · 2 months ago

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QAlmost 30, trading full time and I miss having co-workers

Everyone’s situation is different, and mine’s a bit unusual, so bear with me. I’m almost 30. I went into Civil Engineering at 19 because it seemed like the safer bet, and worked across the industry, from QA/QC, supervis…

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General BlaZeFire Regular · 2 months ago

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QFirst time buying gold bars. Need some advice

Hi everyone, I’m looking to start collecting/investing on gold bars. It’s mostly for personal collection but I want to be able to sell it in case of emergencies as well. Does the weight matter in this case? I’m hoping t…

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General Megamind12 Regular · 1 week ago

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QGold price surge

Exactly 1 year back today, 1g 24K Gold was priced at £59.5. Today it’s around £108-£118 Planning to invest in Gold coin with some money I have. Been waiting for 3 months for a dip Am I doing the wrong thing of waiting? …

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General SalvadorTradeX Regular · 2 months ago

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QDaytrading has made me realize even more clearly how rigged capitalism really is

If you have massive capital, you can pull off the dumbest, most reckless strategy and still walk away with solid daily gains simply because size absorbs mistakes and magnifies micro returns. But when you’re trading with …

Interested in Capital.com?Community Rating →Go to Site →

65% of retail investor accounts lose money when trading CFDs with this provider.

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General Pink_lady Regular · 2 months ago

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QStocks and shares ISa

Never really had the chance to invest properly until my recent pay rise. It’s not much but I’m putting £25 a week into a stocks and shares ISA (Adventurous 5/7). Is this the right place to do this or shall I use another…

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General Jim_redington Regular · 2 months ago

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QFor Profitable Traders: What Do Your Monthly Returns & Typical Wins/Losses Look Like?

For those of you who have made it to the point where trading is consistently profitable, realistically, how much are you pulling in each month? Also, what do your typical winning and losing trades look like in terms of p…

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General Fada Regular · 2 months ago

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