Home / Reviews / Bitpanda Review / Is Bitpanda Safe?

Is Bitpanda Safe? - Security, Safety, and User Trust in 2025

Subtle Neomorphic Author Section
Authored by: Tom. D
Reviewed by: Adam. W
Aug 6, 2025

Reviewed By

Thomas Drury

Co-Founder

Thomas brings extensive experience in financial analysis and investment research. With a strong background in both institutional and retail investment sectors, Thomas ensures all content meets the highest standards of accuracy and relevance.

"Every piece of investment advice should be grounded in solid research and practical application. My role is to ensure our content provides real value to investors at every level."

My Favourite Writes:

Authored By

Dom Farnell

Co-Founder

Dom is an experienced retail investor, learning his craft in what he likes to call the "hard way". Through many of these lessons he has crafted himself a sound investment strategy that has enabled him to make investing into a business not just a hobby. He wanted to create The Investors Centre to be able to use these lessons and help other people establish themselves in the world of investing.

"Financial clarity and integrity are the cornerstones of everything we do. We're here to ensure that your investment journey is built on a solid financial understanding and a sound strategic foundation."

My Favourite Writes:

Authored By
Adam Woodhead

Co-Founder

Adam is a passionate investor who created The Investors Centre (TIC) to combine his professional skills with his love for investment. His goal is to offer a platform filled with valuable resources, practical advice, and effective strategies for anyone looking to make their mark in the investment world.

"Investment is about more than just numbers; it's about strategy, research, and the willingness to adapt. At TIC, we're here to provide the tools and knowledge you need to succeed on your investment journey."

My Favourite Writes:

How We Test

Investment Education at The Investors Centre

We provide clear, research-based insights to help readers understand investment strategies and market trends.

How We Work

  • Research: We gather data from reliable financial sources.
  • Analysis: Our team evaluates trends and scenarios using analytical tools.
  • Content Creation: Insights are translated into simple, educational content.
  • Updates: Information is regularly reviewed for accuracy and relevance.

Disclaimer

Content is for educational purposes only and not financial advice. Please consult a professional before making investment decisions.

Terms

We do not guarantee the accuracy or completeness of our content. See our terms of service for details.

Disclaimer

Content on this website is for educational purposes only and not professional financial advice. Always consult a qualified advisor before making financial decisions.

Liability

We do our best to keep information accurate and up to date, but we make no guarantees. Use of this site and reliance on its content is at your own risk. We are not liable for any losses or damages resulting from its use.

No Professional Advice

We do not provide investment, legal, or tax advice. Nothing on this site should be considered as such.

Third-Party Links

External links are provided for convenience. We are not responsible for the content or reliability of third-party sites and do not necessarily endorse them.

Terms of Use

By using this website, you agree to this disclaimer and our terms. Content is protected by intellectual property laws and may not be used without permission.

Updates

This disclaimer may change. Continued use of the site indicates acceptance of any updates.

Contact

Questions? Email us at info@theinvestorscentre.co.uk

Table of Contents

Table of Contents

Quick Answer: Is Bitpanda Safe?

Yes. Bitpanda uses cold wallet storage and ISO 27001-certified systems, with no reported security breaches, Bitpanda offers a highly secure environment for investing in crypto.

Bitpanda Overview

Introduction

In this article, we examine the safety of Bitpanda by exploring its security infrastructure, and reputation among users. We provide a clear overview of how Bitpanda protects your funds and data in 2025.

What Is Bitpanda?

Bitpanda is a Vienna-based fintech company founded in 2014. It has become one of Europe’s most trusted digital asset platforms. UK users can access 600+ cryptocurrencies and crypto indices.

Who Should Use Bitpanda?

Bitpanda is ideal for:

  • Beginners and casual investors
  • Users seeking a clean, secure interface
  • Anyone prioritising simplicity and data protection

Is Bitpanda Regulated?

Yes.

In the EU Bitpanda is regulated by:

  • Austria’s FMA (Financial Market Authority)
  • France’s AMF (Autorité des Marchés Financiers)
  • Germany’s BaFin

Bitpanda also complies with:

  • MiFID II (investment regulation)
  • PSD2 (payment services)
  • GDPR (data privacy and protection)    

Note: In the UK, Bitpanda is registered (not regulated) by the Financial Conduct Authority (FCA) to offer cryptoasset services

What Are Bitpanda’s Security Measures?

Bitpanda’s platform security includes:

  • Cold Wallet Storage: Offline custody of most digital assets
  • Two-Factor Authentication (2FA): Optional but highly recommended
  • Session Management: See and control devices logged into your account
  • Regular Penetration Testing: Audits by external security teams
  • ISO 27001 Certification: International security standard compliance

These features help prevent hacking, fraud, and unauthorised access.

Can You Trust Bitpanda With Your Money and Personal Data?

Yes. Bitpanda keeps fiat funds in segregated accounts at regulated banks. It does not engage in proprietary trading, meaning your assets remain isolated from Bitpanda’s operational capital.

Data Protection and Privacy

Bitpanda is:

  • Fully Compliant with the Data Protection Act
  • Uses end-to-end encryption for sensitive data
  • Stores passwords using secure hashing algorithms

It also provides device login alerts, account lock functionality, and transaction confirmations via email.

What Are Bitpanda’s Fees?

Fee TypeAmount
Standard crypto trades~1.49% premium/spread (up to ~2.49% in some cases)
Deposits (GBP, EUR)Free
WithdrawalsFree (network fees may apply)
Inactivity FeeNone

Bitpanda’s fees are fully disclosed and built into the quoted trade price for crypto.

What Do Real Users Say About Bitpanda’s Safety?

User Feedback (2025):

  • Trustpilot rating: ~4.2/5
  • Common praise: Simple UX, strong regulation, perceived safety
  • Common issues: Slow customer support responses during peak times
Note: No known security breaches have been publicly reported as of 2025.

What Can You Do to Stay Safe on Bitpanda?

Bitpanda offers strong security, but users should follow best practices:

Best Practices for Users

  • Enable 2FA: Always turn on multi-factor authentication
  • Use Strong Passwords: Avoid reuse and update regularly
  • Session Management: Log out from devices no longer in use
  • Phishing Awareness: Only use the official Bitpanda site/app
  • Stay Updated: Monitor Bitpanda’s Security Blog and Trust Center

Final Verdict: Is Bitpanda Safe to Use in 2025?

Yes. Bitpanda is among the safest crypto platforms available in Europe. It combines top-tier security standards with a ‘user-first interface’. For UK and EU investors looking for an easy-to-use crypto platform, Bitpanda is a trustworthy choice.

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more. This marketing communication does not constitute investment advice, a solicitation, or an offer to buy or sell any cryptoassets. In no way are performance or results guaranteed. You should keep yourself informed and understand the risks involved in buying and holding cryptoassets.

When Crypto, Then Bitpanda

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.

FAQs

Has Bitpanda ever been hacked?

No. There are no publicly reported hacks as of 2025.

Is Bitpanda good for long-term crypto storage?

Yes. Bitpanda uses cold wallets, though hardware wallets offer additional security for large holdings.

Does Bitpanda protect my personal data?

Yes. Bitpanda is compliant with the Data Protection Act and uses encrypted data and strong account controls.

What security features does Bitpanda offer?

2FA, cold storage, session controls, email confirmations, and ISO 27001 compliance.

Is Bitpanda safe for beginners?

Yes. Its clean interface and focus on safety make it ideal for first-time crypto investors.

References