eToro Fees Explained (2025): Trading Costs, Spreads, & Hidden Charges
Quick Answer: What do eToro fees look like?
eToro’s core trading model is commission-free, but users pay through spreads and conversion costs. The platform remains cost-effective for casual traders, though regular or high-volume users may find certain CFD and currency conversion charges add up.
- Minimum Deposit: $50 (via UK bank transfer)
- Copy top-performing traders across a wide range of assets
- FCA regulated and compliant with UK crypto marketing rules
- User-friendly platform with social trading and mobile app support
- Perfect for beginners and casual investors looking to follow expert strategies with ease
CFDs are complex instruments with a high risk of losing money rapidly due to leverage. 61% of retail CFD accounts lose money when trading CFD’s with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Trading Fee Calculator
Notes: Commission-free for unleveraged trades
How Much Does It Cost to Trade on eToro?
Real stock and ETF trades are commission-free if unleveraged, while CFDs, forex, and crypto carry variable spreads. Overnight and weekend fees apply to leveraged positions. Overall, eToro is transparent, though less competitive on spreads than specialist forex brokers.
eToro 2025 Trading Fees Breakdown
| Category | Type of Fee | Fee Amount | When It Applies | Notes & Conditions |
|---|---|---|---|---|
| Equities (Real Stocks) | Commission | $0 | All real stock trades | Commission-free for unleveraged trades |
| Equities (Real Stocks) | Spread | From 0.05% | Implicit in price | Varies by liquidity |
| Stock CFDs | Spread | From 0.15% | Per trade | Higher for volatile stocks |
| Forex | Spread | From 1.0 pip (EUR/USD) | Each trade | Varies by pair |
| Commodities (CFDs) | Spread | From 2 points | At trade | Gold ~0.45 pts, Oil ~0.05% |
| Indices (CFDs) | Spread | ~0.75 points (S&P 500) | Per trade | Depends on volatility |
| Cryptocurrency | Trading Fee | 1% buy + 1% sell | Each trade | Transparent 2% round-trip cost |
Key Takeaways
- $0 commission for real stocks and ETFs.
- Spreads vary widely by asset class.
- Overnight fees only apply to leveraged positions.
- Crypto trades incur a flat 2% round trip.
One of the best tips I can give is to decide whether you’re a short-term or long-term trader before diving in. If you’re in it for the long haul, real stocks are the way to go. But if you’re into CFD trading, you need to factor in spreads and overnight fees, which brings me to my next point.
Do Overnight & Weekend Fees apply?
Yes. Overnight fees (swap/financing costs) apply on leveraged positions — especially CFDs, forex, and crypto. These are based on market interest rates plus an eToro markup, and shown transparently before confirming a trade.
What Are Non-Trading Fees?
Non-trading fees are costs unrelated to placing trades — such as withdrawal, inactivity, or conversion fees. While eToro keeps these low, some, like currency conversion, can impact users funding in GBP or EUR.
eToro 2025 Non-Trading Fees Breakdown
| Category | Type of Fee | Fee Amount | When It Applies | Notes & Conditions |
|---|---|---|---|---|
| Deposit | Deposit Fee | $0 | Every deposit | No eToro fee; currency conversion may apply |
| Withdrawal | Withdrawal Fee | $5 | Per withdrawal | Flat fee per transaction |
| Currency Conversion | Conversion Fee | ~0.5% (≈150 pips) | GBP/EUR deposits & withdrawals | Avoid by funding in USD |
| Inactivity | Inactivity Fee | $10/month | After 12 months inactivity | Only charged after one year |
| Account Opening | Setup Fee | $0 | One-time | No opening or maintenance fee |
| Management | Management Fee | $0 | Ongoing | eToro does not charge management costs |
Does eToro apply Deposit & Withdrawal Fees?
Deposits are free. Withdrawals cost a flat $5 per transaction, regardless of amount. While small, frequent withdrawals can add up, so larger, less frequent transfers are more efficient.
When Will I Need to Pay Inactivity Fees?
After 12 months without login activity, eToro charges a $10 monthly inactivity fee. It stops immediately once you log back in or place a trade.
Are There Any Hidden Fees?
No hidden charges, but indirect costs like spreads, conversion, and overnight funding can accumulate. Funding in USD and avoiding leveraged trades helps minimise fees. Transparent pricing remains a strong point compared to many CFD competitors.
Final Thoughts
eToro remains cost-effective for casual and multi-asset traders, offering zero-commission stock and ETF investing. Its main drawbacks are conversion and overnight costs. For those who fund in USD and avoid leverage, it’s one of the most transparent brokers in 2025.
CFDs are complex instruments with a high risk of losing money rapidly due to leverage. 61% of retail CFD accounts lose money when trading CFD’s with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Trade Smarter, not Harder
- Copy Trading
- Competitive Fees
- Multi-Asset Platform
61% of retail CFD accounts lose money when trading CFD’s with this provider.
FAQs
Does eToro really offer commission-free trading?
Yes! If you’re buying real stocks (not CFDs), eToro does not charge a commission. However, spreads and other fees may apply for forex, commodities, and cryptocurrency trades.
How can I avoid fees on eToro?
To minimise fees:
- Use USD deposits to avoid currency conversion charges.
- Trade real stocks instead of CFDs to avoid spreads and overnight fees.
- Limit withdrawals to reduce multiple $5 withdrawal charges.
- Log in at least once a year to avoid inactivity fees.
What is eToro’s inactivity fee, and how can I avoid it?
eToro charges $10 per month after 12 months of inactivity. To avoid this, simply log into your account at least once a year or make a small trade/deposit.
What’s the difference between a spread and a commission?
A spread is the difference between the buy and sell price of an asset, while a commission is a fixed trading fee. eToro doesn’t charge commissions on real stocks, but spreads apply to most trades.
No, eToro is fairly transparent about its fees. However, you should always check for:
- Spreads on CFDs, forex, and crypto.
- Overnight fees on leveraged trades.
- Currency conversion charges for non-USD deposits.
References
- eToro Official Fees Page – eToro Fees – What they are & how they are calculated
- eToro Terms & Conditions – Terms and Conditions
- eToro Inactivity Fees – What happens if I do not log into my eToro investment account?
- Financial Conduct Authority (FCA) – Understanding Trading Fees
