Capital.com Review 2025 - Is It the Right Broker for You?
Quick Verdict: Is Capital.com Worth It?
Capital.com is a solid choice for CFD traders, offering low fees, an intuitive platform, and a smooth sign-up process. However, it’s limited to CFDs and spread betting (for UK clients), lacking access to traditional stocks, options, or futures.
Capital.com Overview
Capital.com is a multi-asset CFD and spread betting broker offering forex, indices, commodities, and share CFDs. Regulated by the FCA (UK), CySEC, and ASIC, it’s trusted by traders worldwide. The broker offers an intuitive platform, competitive pricing, and commission-free trading — giving traders access to global markets with tight spreads.
- Minimum Deposit: £20
- Regulation: FCA (UK), CySEC, ASIC
- Trading Platforms: Web Platform, Mobile App, TradingView, MT4
- Market Access:
- 3,000+ CFD instruments
- CFDs on Forex, Indices, Shares, Commodities
- Spread betting available for UK clients
- Commission-Free Trading: 0% commission on all CFD trades, with costs built into competitive spreads
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.
How Easy Is It to Open an Account on Capital.com?
Account opening is quick and simple, with a fully digital process. The steps are straightforward, and the low minimum deposit makes it accessible to beginners. You can be up and running within a day, ready to start trading.
How Simple Is the Sign-Up Process?
The sign-up process is fast and digital. Fill in your personal and financial details, verify your identity, and you’re approved. Once complete, fund your account and begin trading. It’s easy and minimal paperwork, making it ideal for new traders.
Is the User Interface Easy to Navigate?
Capital.com’s platform is user-friendly with a clean, intuitive design. Both the web and mobile versions are straightforward, allowing easy navigation even for beginners. Tools and features are well-organized, making it simple to execute trades and manage your portfolio.
What Deposit Options Are Available?
| Deposit Method | Minimum Deposit | Processing Time |
|---|---|---|
| Credit Card | £20 | Instant |
| Bank Transfer | £50 | 1-3 Business Days |
How Fast and Easy Are Withdrawals?
Withdrawals are fast and straightforward, with no fees from Capital.com (though your bank may charge its own transfer fees). Bank transfers typically take 1-3 business days, while credit card withdrawals are usually instant, making it convenient for users to access their funds quickly.
What Are the Fees and Costs with Capital.com?
Capital.com offers 0% commission* on all instruments. You’ll pay the spread on each trade, and overnight fees apply when holding leveraged positions. Withdrawals are free from Capital.com’s side, though currency conversion incurs a small fee.
Does Capital.com Charge Commissions?
Capital.com does not charge commissions, with fees instead incorporated into the spread for different asset types.
| Asset Type | Commission | Spread |
|---|---|---|
| Stocks | None | 0.1% |
| Forex (GBP/USD) | None | 0.013 pips |
Are There Hidden Fees (Spreads, Currency Conversion, Inactivity)
While Capital.com charges no commissions, there are other fees, such as currency conversion and inactivity fees, as shown below.
| Fee Type | Description |
|---|---|
| Spread | The difference between buy and sell price — this is your main trading cost |
| Overnight Fee | Charged when holding leveraged positions overnight |
| Currency Conversion Fee | Small fee built into conversions between currencies |
| Withdrawal Fee | Free from Capital.com (your bank may charge separately) |
What Educational Tools Does Capital.com Offer?
Capital.com provides a range of educational resources, including webinars, tutorials, and a demo account. These tools cater to beginners, offering a comprehensive learning experience to help users understand trading basics and advanced strategies.
Can You Learn to Trade on Capital.com?
Capital.com offers valuable educational content, including step-by-step guides, video tutorials, and live webinars. These resources cater to beginners, covering everything from basic concepts to more advanced trading strategies, allowing traders to build their skills progressively.
How Useful Are the Demo Account and Tutorials?
The demo account is a great way to practice trading risk-free with virtual funds. The tutorials provide clear, actionable steps on using the platform and understanding different asset classes, making them highly beneficial for new traders aiming to get familiar with real-time market conditions.
What Learning Tools Stand Out?
The live webinars stand out as the most effective tool, offering real-time insights and expert advice. Additionally, the step-by-step tutorials and demo account make it easy for beginners to practice and grasp core trading concepts, ensuring a well-rounded educational experience.
What Are the Drawbacks of Using Capital.com?
While Capital.com offers many advantages, it has some drawbacks, including limited asset classes (CFDs only) and missing features like price alerts on the web platform.
Are Spreads Too Wide for Active Traders?
Capital.com’s spreads are competitive for most asset classes, but active traders may find them wider than ideal on certain indices during volatile conditions.
Do Charting and Research Tools Fall Short?
Capital.com’s charting tools are basic compared to other brokers, with limited indicators and drawing tools. The platform lacks advanced features like custom charting, making it less suitable for experienced traders who require detailed technical analysis and in-depth market research.
Is Customer Support Slow or Unreliable?
Customer support at Capital.com is available 24/7 via live chat and email. Response times are generally reliable, though during peak periods customers may occasionally experience delays with more complex queries.
Is Capital.com Safe and Trustworthy?
Capital.com is a safe and trustworthy platform, regulated by top-tier authorities like the FCA (UK) and ASIC (Australia). It offers negative balance protection and follows strict security protocols to safeguard both your personal data and funds. For UK clients negative balance protection applies to retail clients only.
Is Capital.com Regulated and What Does That Mean?
Capital.com is regulated by major authorities, including the FCA and ASIC, ensuring high standards for transparency and security. This means users are protected under strict financial regulations, and the platform is subject to regular audits and compliance checks to safeguard user funds.
How Secure Are Your Data and Funds on Capital.com?
Capital.com takes security seriously by offering several features to protect your personal data and funds.
| Security Feature | Description |
|---|---|
| Two-Factor Authentication | Ensures added security when logging in. |
| SSL Encryption | Protects user data during transactions. |
| Investor Compensation Fund | Protects funds up to £85,000 for UK-based customers. |
How Does Capital.com Compare to Other Brokers?
Capital.com stands out with its intuitive platform, low fees, and regulatory status under FCA and ASIC. However, it only offers CFDs and spread betting (for UK clients), unlike Trading 212 or eToro, which offer real stock trading options.
What Are Capital.com’s Unique Advantages?
Capital.com excels in low forex CFD fees, user-friendly platforms, and an impressive mobile app. It is ideal for CFD traders, especially those who prefer a simple, no-commission experience and value a seamless account opening process.
Where Do Competing Platforms Excel?
- Trading 212 offers real stock trading, which Capital.com does not provide (Capital.com focuses on CFDs and spread betting).
- eToro shines with its social trading features, allowing users to copy experienced traders, something Capital.com does not provide.
- Capital.com lacks options like stocks or options trading available on competitors.
How Does Capital.com Compare in Terms of Fees and Features?
To help you compare Capital.com with other popular brokers, here’s an overview of its key fees and features alongside Trading 212 and eToro.
| Feature | Capital.com | Trading 212 | eToro |
|---|---|---|---|
| Minimum Deposit | £20 | £1 | £50 |
| Commission | None | None | None |
| Mobile App | Yes | Yes | Yes |
| Customer Support Rating | 4/5 | 3/5 | 5/5 |
Should You Choose Capital.com or Look for Another Broker?
Capital.com is an excellent choice for CFD traders, especially those looking for low fees and an intuitive platform. However, if you need access to real stocks or social trading, platforms like Trading 212 or eToro may be better options.
Trade Smarter with AI
0% Commission on Stocks
- ✓ Tight Spreads & No Hidden Fees
- ✓ 3,000+ Global Markets
- ✓ Award-Winning Mobile App
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 60% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work and whether you can afford to take the high risk of losing your money.
FAQs
Is Capital.com Regulated?
Yes, Capital.com is regulated by top-tier financial authorities, including the FCA (UK) and ASIC (Australia), ensuring a high level of security for its users.
What Fees Does Capital.com Charge?
Capital.com charges 0% commission* on all trades. The main costs are the spread on each trade and overnight fees for leveraged positions held overnight.
Can I Trade Real Stocks on Capital.com?
No, Capital.com focuses on CFDs and spread betting (for UK clients), so it does not offer direct trading of real stocks or options.
How Do I Withdraw Money from Capital.com?
Withdrawals are free at Capital.com, with a minimum withdrawal of £20 (or equivalent). Processing times typically take 1-3 business days for bank transfers.
Does Capital.com Offer a Demo Account?
Yes, Capital.com offers a free demo account where you can practice trading with virtual funds before committing real money.
